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You are here: Personal Banking > Accounts & Deposits > Senior Citizen         

Senior Citizen
Features and Benefits
Eligibility
Fees & Charges
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HDFC Bank
HDFC Bank appreciates your needs and endeavours, which is why, we present an account especially dedicated to you, which like a dutiful child will help you fulfill your needs in the best manner possible.

Features & Benefits

Given below are some of the exclusive privileges you can look forward with the Senior Citizens Accounts
Shop with pride with your EasyShop International Debit Card offered free for life to the first applicant. Shop (Point Of Sale limit) upto Rs.25,000/- per day.
Enjoy cash withdrawal limit of Rs.25,000/- per day on the Debit Card for withdrawals at any HDFC Bank ATM.
Note: If the first applicant is a woman and new to the bank, our special Woman's Advantage Debit Card with ATM cash withdrawal limit Rs.25,000/- per day and shopping (Point Of Sale) limit of Rs.40,000/- per day will be issued free by default.
Free cash withdrawals on any other Bank's ATM*
Payable-at-Par (PAP) chequebooks are issued free. With this facility, outstation cheques issued by you (for clearing) will be treated as local cheques, at any HDFC Bank location. What's more, there are no usage charges for availing the PAP facility.
Keep a close eye on your account with the monthly account statements offered free OR
Avail of free Passbook facility at your account branch.
Use the third party cash transaction facility at non-account branches, to have your near and dear ones deposit / withdraw cash upto Rs.50,000/- per day on your behalf for free. Above Rs 50,000 a charge of Rs 2.90/- per 1000 on the full amount would be applicable.
Use our PhoneBanking, MobileBanking and NetBanking facilities offered free to reach us with ease.
Avail free SMS alerts to know the transactions in your account.
Free Email Statement facility
National Electronic Funds Transfer facility available.

Special offers and benefits:

Get preferential rates on FDs
Special offers on new Demat Accounts #
  • Annual Maintenance Charge (AMC) waived off for the first year
  • 50% AMC from second year onwards
  • Dematerialisation of physical shares free for lifetime

# The offer is applicable only for the 1st Demat account linked to the Senior Citizens Savings Account
Special offers on new Online Trading Accounts
  • Account opening charges Rs.499/- only
  • 5 trades free .Valid for the next 3 months from the date of account opening
Gold Credit Card free*
Travellers’ Cheques issued free
 

Insurance Benefits* :

Get Accidental Hospitalisation cover of Rs.50,000/- per annum. This is a reimbursement cover for the first applicant.

You can also claim daily cash allowance* once a year (at Rs.500/- per day for a maximum of 15 days per year) for each day of hospitalisation due to an accident.

All you need to do is use your HDFC Bank Debit Card at a Merchant Establishment for purchase transactions !

Your claim will be processed only if you have used your HDFC Bank Debit Card for purchase at a Merchant Establishment at least once in the previous 6 months from the month of your accident.

* Conditions Apply

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