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Eligibility & Account Operation |
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The following are eligible to open a Savings Plus Account: |
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Resident Individuals (sole or joint
account). |
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Hindu Undivided Families. |
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Foreign Nationals residing in India*.
If you are a Foreign National residing in India, you may open a Savings
Account by temporarily attaching an undertaking (QA
22 form), stating sources of credit and a copy of your Residence
Permit.
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Account Operation
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A minimum deposit of Rs. 10,000/-
is required to open an account and thereafter an Average Quarterly
Amount of the same amount has to be maintained. |
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If AQB in the savings a/c is >=10,000/-
and/or the balance in the FD is >=50,000/-, no AQB non-maintenance
charges will be levied. |
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If the AQB in the SB a/c falls below
10,000/- and balance in the FD is also <=50,000/-, following charges
would be applicable:
| AQB in the SB a/c between 5,000/- and 10,000: |
Rs. 750/- per quarter |
| AQB in the SB a/c is less than 5,000/-: |
Rs. 1,000/- per quarter |
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If you open a Fixed
Deposit Account of Rs. 50,000/-, then you no longer have to maintain
a minimum balance of Rs. 10,000 on your Savings Plus Account. In effect
your account becomes a Zero Balance Account. |
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Thus, if the Savings Plus Account AQB is <10,000/- but FD balance is >=50,000/-, no minimum balance charges will apply. |
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Transaction charges applicable in case the specified AQB is not been maintained in the previous qtr. |
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| Apply Now |
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Just fill the Online Application Form and our representative will get in touch with you shortly.
Other Ways to apply :
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