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Eligibility & Account Operation |
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The following are eligible to open a Savings Plus Account: |
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Resident Individuals (sole or joint account). |
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Hindu Undivided Families. |
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Foreign Nationals residing in India*.
If you are a Foreign National residing in India, you may open a Savings Account by temporarily attaching an undertaking (QA 22 form), stating sources of credit and a copy of your Residence Permit.
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Account Operation
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A minimum deposit of Rs. 10,000/- is required to open an account and thereafter an Average Monthly Balance(AMB) of the same amount has to be maintained. |
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If AMB in the savings a/c is >=10,000/- , no AMB non-maintenance charges will be levied. |
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If the AMB in the SB a/c falls below 10,000/- following charges would be applicable:
| If AMB in the account is between Rs 5,000 to Rs 10,000 |
Rs 250/- per month would be levied. |
| If AMB is less than Rs 5,000 |
Rs 350/- per month would be levied. |
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Transaction charges applicable in case the specified AMB is not been maintained in the previous month. |
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