Personal Bank Account | HDFC Bank - Online Personal Bank Account Eligibility, Online Savings Account


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Eligibility & Account Operation

The following are eligible to open a Regular Savings Account:

	Resident Individuals (sole or joint account).
	Hindu Undivided Families.
	If you are a Foreign National residing in India for a period greater than 180 days, you may open a Savings Account by providing -- Valid Passport -- Valid VISA -- FRRO ( Foreign Regional Registration Office) Certificate -- Residential Permit

Account Operation

	A minimum deposit of Rs. 10,000 (Metro / Urban Branches), Rs. 5000 (Semi-Urban / Rural Branches) is required to open an account and thereafter an Average Monthly Balance of the same amount has to be maintained.
	Please Note: It is mandatory to maintain a minimum Average Monthly Balance (AMB) of Rs. 10,000 (Metro / Urban Branches), Rs. 5000 (Semi-Urban / Rural Branches). If the balance is not maintained, the following service charges will be levied For Urban / Metro branches: - If AMB in the account is between Rs 5,000 to Rs 10,000 - Rs 250/- per month would be levied. - If AMB is less than Rs 5,000 - Rs 350/- per month would be levied. Semi urban / Rural: - If AMB in the account is between Rs 2,500 to Rs 5,000 - Rs 250/- per month would be levied. - If AMB is less than Rs 2,500 - Rs 350/- per month would be levied.

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