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You are here: Personal Banking > Accounts & Deposits > Kisan Club Savings Account > Fees & Charges         

Kisan Club Savings Account
Features and Benefits
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Fees & Charges
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Kisan Club Savings Account
Fees & Charges for Kisan Club Savings Account
Description of Charges Kisan Club Savings Account
Minimum Balance (Average Monthly Balance)
Applicable for new accounts opened effective 1st March 09
Rs.10,000 (Urban Branches)
Rs.5000 (Semi Urban Branches).
Charges on non maintenance thereof For Urban / Metro branches:

- If AMB in the account is between Rs 5,000 to Rs 10,000 - Rs 250/- per month would be levied.
- If AMB is less than Rs 5,000 - Rs 350/- per month would be levied.

Semi urban / Rural:

- If AMB in the account is between Rs 2,500 to Rs 5,000 - Rs 250/- per month would be levied.
- If AMB is less than Rs 2,500 - Rs 350/- per month would be levied.
Cheque Book Free - 25 cheque leaves per calendar quarter
Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook
Account Statements - Free Quarterly statements sent by post.
Passbook issuance* Free
Duplicate passbook issuance* Rs 100/-
Cheque Collection - Local Clearing Zone Free
Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs Free
Phonebanking Free
Mobilebanking Free
Netbanking Free
International Debit Card Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards.
Debit Card - Replacement charges Rs. 100 (plus taxes).
Inoperative Account - Account with no customer initiated transaction in the account for past 1 year Rs 50/- per quarter
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) Rs 50/- per instance
TIN/IPIN Regeneration (requests received at the branch for physical dispatch) Rs 50/- per instance
SI rejects Rs 200/- per instance
Cash Handling for cash deposit at home branch For non-managed customers

- Cash deposit value upto Rs 1 lakh/day - No charge
- Above Rs 1 lakh - Rs 25/- per Rs 50,000 or part thereof.
Click here to view charges applicable before 1st January 2012


*at home branch for account holders (individuals)

Other Charges as per S&F brochure apply.

As per the Finance Bill 2009, all fees and charges mentioned above will attract Service Tax @ 10% and Education Cess @ 3% of the service tax amount effective 24th February 2009.

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