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You are here: Personal Banking > Accounts & Deposits > Kisan Club Savings Account > Fees & Charges         

Kisan Club Savings Account
Features and Benefits
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Fees & Charges
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Kisan Club Savings Account
Fees & Charges for Kisan Club Savings Account

Important message for Savings account customers
Please make note of the following changes effective 1st April 2010:
  • As per RBI mandate, Savings Bank interest will be calculated on the daily balances maintained in your account, at a rate of interest as specified by RBI from time to time (existing rate is 3.5% p.a.).
  • The Savings Bank interest will be paid at half yearly intervals on 30th September & 31st March each year.
Description of Charges Kisan Club Savings Account
Minimum Balance (Average Quarterly Balance)
Applicable for new accounts opened effective 1st March 09
Option 1 Rs.10,000 (Urban Branches)
Rs.5000 (Semi Urban Branches).
Option 2 NIL with a Fixed Deposit of Rs. 50,000
Charges on non maintenance thereof
Option 1 Non-maintenance of AQB would be attract charges of Rs.750 per quarter.
Option 2 Non-maintenance of Rs 50,000 in Fixed Deposit would attract charges of Rs. 750 per quarter.
Initial Pay-in
Option 1 Rs.10,000 (Urban Branches)
Rs.5000 (Semi Urban Branches).
Option 2 Rs.10,000 with a Fixed Deposit of Rs.50,000.
Cheque Book Free - 25 cheque leaves per calendar quarter
Additional chequebook of 25 leaves will be charged @ Rs 50/- per chequebook
Account Statements - Free Quarterly statements sent by post.
Passbook issuance* Free
Duplicate passbook issuance* Rs 100/-
Cheque Collection - Local Clearing Zone Free
Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs Free
Phonebanking Free
Mobilebanking Free
Netbanking Free
International Debit Card Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards.
Debit Card - Replacement charges Rs. 100 (plus taxes).

*at home branch for account holders (individuals)

Other Charges as per S&F brochure apply.

As per the Finance Bill 2009, all fees and charges mentioned above will attract Service Tax @ 10% and Education Cess @ 3% of the service tax amount effective 24th February 2009.

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