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Kisan Club Savings Account
Features and Benefits
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Fees & Charges
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Kisan Club Savings Account
Fees & Charges for Kisan Club Savings Account
Description of Charges Kisan Club Savings Account
Minimum Balance (Average Quarterly Balance)
Option 1 Rs.5,000 (Urban Branches)
Rs.2,500 (Semi Urban Branches).
Option 2 NIL with a Fixed Deposit of Rs. 50,000
Charges on non maintenance thereof
Option 1 Non-maintenance of AQB would be attract charges of Rs.750 per quarter.
Option 2 Non-maintenance of Rs 50,000 in Fixed Deposit would attract charges of Rs. 750 per quarter.
Initial Pay-in
Option 1 Rs.5,000 (Urban Branches)
Rs.2,500 (Semi Urban Branches).
Option 2 Rs.5,000 with a Fixed Deposit of Rs.50,000.
Cheque Book
One 25 Leaves Personalised Cheque Book free
PAP Cheque book free (issued only on request).
Account Statements - Free Quarterly statements sent by post.
Passbook issuance* Free
Duplicate passbook issuance* Rs 100/-
Cheque Collection - Local Clearing Zone Free
Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs Free
Phonebanking Free
Mobilebanking Free
Netbanking Free
International Debit Card Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards.
Debit Card - Replacement charges Rs. 100 (plus taxes).

*at home branch for account holders (individuals)

Other Charges as per S&F brochure apply.

As per the Finance Bill 2006, all fees and charges mentioned above will attract Service Tax @ 12% and Education Cess @ 2% of the service tax amount effective 19th April 2006.

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