| Description of Charges |
Kisan Club Savings Account |
| Minimum Balance (Average Quarterly Balance) |
| Option 1 |
Rs.5,000 (Urban Branches) Rs.2,500 (Semi Urban Branches). |
| Option 2 |
NIL with a Fixed Deposit of Rs. 50,000 |
|
| Charges on non maintenance thereof |
| Option 1 |
Non-maintenance of AQB would be attract charges of Rs.750 per quarter. |
| Option 2 |
Non-maintenance of Rs 50,000 in Fixed Deposit would attract charges of Rs. 750 per quarter. |
|
| Initial Pay-in |
| Option 1 |
Rs.5,000 (Urban Branches) Rs.2,500 (Semi Urban Branches). |
| Option 2 |
Rs.5,000 with a Fixed Deposit of Rs.50,000. |
|
| Cheque Book |
| One 25 Leaves Personalised Cheque Book free |
| PAP Cheque book free (issued only on request). |
|
| Account Statements - Free |
Quarterly statements sent by post. |
| Passbook issuance* |
Free |
| Duplicate passbook issuance* |
Rs 100/- |
| Cheque Collection - Local Clearing Zone |
Free |
| Balance Enquiry / Cheque Deposit / Mini Statement transactions on HDFC Bank ATMs |
Free |
| Phonebanking |
Free |
| Mobilebanking |
Free |
| Netbanking |
Free |
| International Debit Card |
Free for 1st Year. Annual Charges Rs. 100 applicable from 2nd year onwards. |
| Debit Card - Replacement charges |
Rs. 100 (plus taxes). |