| Description of Charges |
Payroll Salary Account |
| Minimum Balance (Average Monthly
Balance) |
NIL |
| Charges on non maintenance thereof |
NIL |
| Cheque Book |
NA |
| Account Statements - Free |
Monthly statements to be Collected
from branch.
Half yearly statements sent by post. |
| Issue of duplicate / adhoc statements |
Branch - Rs 100/-
PhoneBanking ( Non IVR) - Rs.75/-
NetBanking, Mobile Banking, PhoneBanking - IVR &
ATM - Rs 50/- |
| Hold Statement |
Rs. 400 per year |
| Passbook issuance* |
Free |
| Duplicate passbook issuance* |
Rs 100/- |
| Managers Cheques / Demand Drafts-
Issuance / Re-issuance - On HDFC Bank Locations |
| DD
request through Branch |
| Upto Rs. 10,000 |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in
Rural areas)
Rs. 30 through Phonebanking |
| Rs.
10,001 upto Rs. 50,000 |
Rs.
75 (Rs. 30 through Phonebanking) & Rs.
60 for Senior Citizens / Individuals in
Rural Areas.
**Only DD amount upto Rs 100,000 for Preferred
& Rs 50,000 for other customers accepted
at Phonebanking. |
| Above
Rs. 50,000 & upto Rs. 1 Lakh |
Rs.
2.50 per 1000 or part thereof (Min Rs. 150) |
| Above Rs.
1 Lakh |
Rs. 2 per 1000 or part
thereof (Max Rs. 10,000) |
| DD
request through Netbanking |
| Upto Rs. 1 Lakh |
Rs .30+(Corr. Bank charges
if applicable) |
| Third party DD upto Rs.
1,00,000 |
Rs .30+(Corr. Bank charges
if applicable) |
| (*Third Party
Registration required.Customers registered
for Third Party Transfers have a maximum
limit of Rs.10 lakhs per cust id and hence
can issue multiple DDs of Rs. 1 lakhs upto
Rs.10 lakhs and send it to the beneficiary
address) |
|
| Managers Cheque/Demand Drafts
- Cancellation / Revalidation |
Rs. 50.
Rs. 40 (Senior Citizens / Individuals in Rural areas.) |
| Demand Drafts- Issued - On Non
HDFC Bank Locations |
| Rs.
50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above
Rs. 500 to Rs. 1000 |
Rs.
15 |
| Above Rs. 1000 to Rs.
5000 |
Rs. 25 |
| Above
Rs. 5000 to Rs. 10,000 |
Rs.
30 |
| Above Rs. 10,000 to Rs.
1 Lakh |
Rs. 3 per 1000 or part
thereof |
| Above
Rs. 1 Lakh |
Rs.
6 per 1000 or part thereof (Min Rs. 300
to Max Rs 10,000) |
|
| Cheque Collection - Local Clearing
Zone |
Free |
| Collection of outstation cheques
- our bank locations |
| Charges
for cheques drawn on Branch locations |
| Upto Rs 5,000 |
Rs. 25/-,
Rs. 20/- for Rural branches |
| Rs.
5,001 to Rs 10,000 |
Rs.
50/-,
Rs. 40/- for Rural branches |
| Rs.
10,001 to Rs. 1,00,000 |
Rs.
100/- |
| Rs. 1,00,001 and above |
Rs. 150/- |
| Cheques
drawn on Speed Clearing Branches |
| Upto Rs. 1,00,000 |
No charges |
| Rs. 1,00,001 and above
|
Rs. 140 /- per instrument
|
|
| Collection of outstation cheques
- other locations |
| Charges
for cheques drawn on Non-Branch locations
|
| Upto Rs 5,000 |
Rs. 25/-,
Rs. 20/- for Rural branches |
| Rs.
5,001 to Rs 10,000 |
Rs.
50/-,
Rs. 40/- for Rural branches |
| Rs.
10,001 to Rs. 1,00,000 |
Rs.
100/- |
| Rs. 1,00,001 and above |
Rs. 150/- |
| Cheques
drawn on Speed Clearing Branches |
| Upto Rs. 1,00,000 |
No charges |
| Rs. 1,00,001 and above
|
Rs. 140 /- per instrument
|
|
| Cheque return charges drawn on
us - Local |
Due
to Insufficient funds -
First cheque return in a quarter - Rs 350/-
From second cheque return in the same quarter
– Rs 750/- per return |
| Due
to Technical reasons - No charge |
|
| Cheque return charges drawn on
us deposited in other locations |
Rs. 75 |
| Cheques deposited returned unpaid |
Charge of Rs 100/- per
instance would be levied |
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free, Previous
year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days
- No Charge
15 days upto 12 months - Rs 500/-
Beyond 12 months - No Charge |
| Photo Attestation |
Rs 100/- per instance
|
| Signature Attestation |
Rs 100/- per instance
|
| Address Confirmation |
Rs 100/- per instance
|
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free
through PhoneBanking and NetBanking),
Range of Cheques - Rs. 100 (Free through PhoneBanking
and NetBanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per
transaction plus remittance charge |
| Unarranged overdraft |
Rs 100 per Occasion + 18% Interest
p.a |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record,
Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No charges |
| Branch transactions (Includes
only Cheque deposit/Cheque issuance/Funds Transfer
Debit/NEFT/RTGS) |
- In case the AMB in the account
is above Rs 50,000/- No charges would be levied
- In case the AMB is between the requisite product
AMB and Rs 50,000/- 15 txn free/month would be permitted
and charge of Rs 75/- per txn would be levied 16th
transaction onwards.
|
| Interbranch transactions through
teller counters - Cash transactions. |
Cash transactions value upto
Rs. 50,000/- per day - No Charge
Above Rs. 50,000/- Rs. 5/- per 1,000 on the full
amount
|
| Third party cash transactions
at non-home branches through teller counters |
Upto a limit of Rs.50,000 per
day - Rs.100 (plus taxes). Above Rs.50,000 - Not
allowed |
| Third party cash transactions
at home branch through teller counters |
Rs. 60 per transaction |
| Local Cheque deposited for outstation
accounts |
No Charges |
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
Free |
| ATM Card |
NA |
| ATM Card - Replacement charges |
Rs. 100 (plus taxes) |
| ATM Card - Transaction Charge
- Non HDFC Bank ATM |
Free for first 5 transaction
in a month
From 6th transaction onwards -
Cash withdrawal - Rs. 20 (inclusive of taxes) per
transaction
Non Financial Transaction - Rs. 8.50 (exclusive
of taxes) per transaction |
| ATM Card - Transaction charge
for Non-Partner banks |
NA |
| Debit Card - Annual Fee - Regular |
Free |
| Debit Card - Annual Fee - Titanium |
Rs. 250 per year (plus taxes) |
| Debit Card - Annual Fee - Titanium Royale |
Rs. 400 per year (plus taxes) |
| Debit Card - Annual Fee - Gold / Platinum |
Rs. 500 per year (plus taxes) |
| Debit Card - Annual Fee - Women's
Card |
Free |
| Debit Card - Renewal Fee - Regular |
Free |
| Debit Card - Renewal Fee - Titanium |
Rs. 250 per year (plus taxes) |
| Debit Card - Renewal Fee - Titanium Royale |
Rs. 400 per year (plus taxes) |
| Debit Card - Renewal Fee - Gold / Platinum |
Rs. 500 per year (plus taxes) |
| Debit Card - Renewal Fee - Women's
Card |
Free |
| Debit Card - Replacement charges |
Replacement of a damaged card
- No charges & Replacement of a lost card -
Rs. 100 (plus taxes) (for all card types) |
| Debit Card - Transaction Charge
- HDFC Bank ATMs |
Free |
| Debit Card - Transaction Charge
- Non HDFC Bank Domestic ATMs |
A total of 5 free ATM Financial
and Non-Financial transactions per month
Additional transactions
Rs. 20/- (inclusive of taxes) per transaction for
ATM Cash Withdrawals
Rs. 8.50/- (exclusive of taxes) per transaction
for ATM Non Financial transactions |
| Debit Card - Transaction Charge
- Non HDFC Bank International ATMs |
Rs. 15 per balance enquiry &
Rs. 110 per cash withdrawal (plus taxes) |
| PIN regeneration charge |
Rs. 50 (plus taxes) |
| Decline charge for insufficient
balance |
Transactions declined at other
Bank ATMs anywhere in the world or at a Merchant
outlet outside India due to insufficient funds will
be charged at Rs. 25 per transaction (plus taxes) |
| Add-on Debit Card - Regular |
Rs. 100 per year (plus taxes) |
| Add-on Debit Card - Gold Card / Platinum |
Rs. 500 per year (plus taxes) |
| Add-on Debit Card - Women's Card |
Rs. 100 per year (plus taxes) |
| Add-on Debit Card - Titanium |
Rs. 250 per year (plus taxes) |
| Add-on Debit Card - Titanium Royale |
Rs. 400 per year (plus taxes) |
| BillPay |
Free |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert |
Free |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges - Inward |
NIL |
| NEFT Charges- outward |
- Upto Rs. 1 lakh - Rs. 5 (inclusive of taxes)
per transaction
- Above Rs. 1 lakh to 2 Lakhs - Rs. 15 (inclusive
of taxes) per transaction
- Above Rs 2 Lakhs - Rs. 25 (inclusive of taxes)
per transaction
|
| NEFT Charges for Indo Nepal transactions |
Customers having NSBL*A/c - Rs
20/-
Customers having Non-NSBL* A/c:
Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd |
| RTGS - Outward |
- Rs. 2 lakhs to 5 Lakhs - Rs. 25 (inclusive
of taxes) per transaction
- Above Rs 5 Lakhs - Rs. 50 (inclusive of taxes)
per transaction
|
| RTGS - Inward |
NIL |
| Mobilebanking |
Free |
| Netbanking |
Free |
| ECS (Debit) Return Charges |
- Rs 350/- would
be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second
instance onwards in the same quarter. |
| Inoperative Account - Account
with no customer initiated transaction in the account
for past 1 year |
Rs 50/- per quarter |
| Any Deliverable returned by courier
due to negative reasons (no such consignee/ consignee
shifted and no such address) |
Rs 50/- per instance |
| TIN/IPIN Regeneration (requests
received at the branch for physical dispatch) |
Rs 50/- per instance |
| SI rejects |
Rs 200/- per instance |
| Cash Handling for cash deposit
at home branch |
For non-managed customers
- Cash deposit value upto Rs 1 lakh/day - No
charge
- Above Rs 1 lakh - Rs 25/- per Rs 50,000
or part thereof. |
