| Description of Charges |
Regular Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
10,000 |
| Charges for non maintenance thereof per Quarter |
750 |
| Other Current Account facilities |
| Issue of Duplicate / Adhoc Statement |
Rs. 100 at Branch or Phonebanking (Non-IVR), Rs. 50 per statement through Phonebanking (IVR), Netbanking, ATM, Mobilebanking. |
| Mode of calculation of minimum average quarterly balance |
Sum of Daily Closing Balance for financial quarter / Number of days in the Qtr |
| Remittance facility through own Bank |
| Demand Drafts - Issued payable at BRANCH Locations & Issued from Home Branch / Duplicate DD |
- |
| Demand Drafts payable at Mumbai, Delhi, Kolkata, Chennai, Ahmedabad, Bangalore, Hyderabad, Trivandrum, Chandigarh, Bhopal, Nagpur, Jaipur, Bhubaneshwar, Kanpur, Patna & Guwahati |
Upto Rs.25,000 - Rs.50/-. Above Rs.25,000 to Rs.100,000 - Rs.2.50 per Rs.1,000 or part thereof, minimum Rs.50/-. Above Rs.100,000 - Rs.2/- per Rs.1,000 or part thereof, minimum Rs.250/-, max Rs.5,000/- |
| Demand Drafts payable at any Other Branch locations |
Upto Rs.25,000 - Rs.50/-. Above Rs.25,000 to Rs.100,000 - Rs.2.50 per Rs.1,000 or part thereof, minimum Rs.50/-. Above Rs.100,000 - Rs.2/- per Rs.1,000 or part thereof, minimum Rs.250/-, max Rs.5,000/- |
| For accounts not maintaining Average Quarterly Balance |
| Demand Drafts - Issued payable at BRANCH Locations & Issued from Non-Home Branch / Duplicate DD |
| Issuance of DD/ PO through PhoneBanking |
Rs. 50 through Phonebanking **Only DD amount upto Rs 100000 for Preferred & Rs 50000 for other customers accepted at Phonebanking. All standard charges for DD are applicable as above. |
| DD-Cancellation/Revalidation |
Rs.50/- |
| Pay Orders Issued from HOME Branch / Duplicate PO |
Upto Rs.50,000/- Rs.75/- Above Rs.50,000/- Re.1/- per Rs.1,000/-, min Rs.75/-, Max Rs.5,000/- |
| Pay Orders Issued from NON-HOME Branch / Duplicate PO |
| For accounts not maintaining Average Quarterly Balance |
| PO-cancellation/Revalidation |
Rs.50/- |
| Inter-city funds transfer within Branch locations except Dahej - includes both collection & payment in the accounts |
Non-Cash - To be charges @ Rs.1.50 per Rs.1,000/- min Rs.50/-. &
Cash - Upto Rs.50,000 Rs.1.50 per Rs.1,000, min Rs.50/-. Above Rs.50,000, Rs.3.50 per Rs.1,000, min Rs.50/- (on full amount) |
| EFT Charges- inward |
FREE |
| EFT Charges- outward |
FREE |
| RTGS-Outward |
Rs.0.25 per Rs.1,000/- per transaction, minimum Rs.50/-, maximum Rs.1,000/- |
| RTGS-Inward |
FREE |
| Remittance facility through other Bank |
| DD- Issue / Duplicate DD |
Rs.50/- + Charges as Follows: Upto Rs.500/- - Rs.10/-, Above Rs.500/- upto Rs.1000/- - Rs.15/-, Above Rs.1000/- upto Rs.5000/- - Rs.25/-, Above Rs.5000/- upto Rs.10,000/- - Rs.30/-, Above Rs.10,000/- upto Rs.100,000/- - Rs.3/- per Rs.1000/- or part there |
| DD-Cancellation / Revalidation |
Rs.50/- |
| Cheque Collection |
| Local |
FREE. Effective 1st July 2006, Up to 150 cheque deposits per month FREE. Cheque Deposits in excess of above will be charged @ Rs.5/- per cheque deposit. For accounts not maintaining AQB Rs.5/- per cheque deposit. |
| Outstation through own bank |
Outstation through own bank: Free, subject to realisation of funds. Faster realisation will be charged at 0.25% (min Rs.25/-) |
| Outstation through another bank |
Cheques (MICR) drawn on non-branch locations where we have a tie-up with correspondent bank - 0.40% (min Rs.50/-) &
Cheques drawn on non-branch locations where we do not have a tie-up with correspondent bank & Non-MICR in MICR location - 0.65% + Rs.25/- (min Rs.50/-) # Credit on receipt of clear funds |
| Bouncing of cheques- Local |
- |
| Cheques Drawn on us |
- |
| Due to Insufficient Funds |
Rs.300/- per Instrument |
| Accounts not maintaining AQB as of previous quarter |
Rs.350/- per Instrument |
| Due to Technical Reasons |
No Charge |
| Cheques Deposited Returned Unpaid |
- |
| Local |
Rs.50/- per Instrument |
| Accounts Not maintaining AQB as of Previous Quarter |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through own bank |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through another bank |
Rs.100/- per Instrument |
| Cash Transactions |
| Cash Deposits |
Cash Deposit upto Rs.5 lacs per month allowed Free at Home Branch. Deposit in excess of above will be charged @ Rs.2/- per Rs.1,000/-, minimum Rs.50/-. For accounts not maintaining AQB Free limits are Not Applicable. Cash Deposits at Non-Home Branch is NOT allowed. |
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| Balance Certificate |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Account closure |
Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge |
| Photo attestation |
Rs. 50/- |
| Signature attestation |
Rs.50/- |
| Stop Payment Charges |
Particular Cheque:- Rs. 50/- (Rs.40/- through PhoneBanking) &
Range of Cheques:- Rs. 100/- (Rs. 80/- through PhoneBanking) &
FREE through Net Banking |
| Inoperative account |
Activation of Dormant/inoperative account Rs. 100/- |
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
Free |
| Rs. 50 per call on non maintenance of Min balance for transactions that are available on IVR but are done through the PhoneBanking executive |
| ECS (Debit) Return Charges |
Rs 200 (plus taxes) |
