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Interest Rates |
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| When you open a Fixed deposit with HDFC Bank |
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Your interest is calculated on a quarterly basis for deposits of 6 months and above |
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For those deposits with a tenure of below 6 months, your interest is calculated at maturity as Simple Interest. The period of Fixed Deposit is calculated in number of days. |
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Interest for re-investment is calculated every quarter, and the Principal is increased to include interest earned during the previous quarter. |
Tax at source is deducted as per the Income Tax regulations prevalent from time to time.
Note:Interest rates are subject to change from time to time. Applicable interest rates will be given as on the date of receipt of the funds by the bank. When booking FD through NetBanking please note the actual interest rate being applied on the "Confirm" screen. This screen appears before you confirm your request for opening a new FD.
In order to see the latest information, we request you to clear your browsers cache to see the updated interest rates.
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| DOMESTIC TERM DEPOSITS |
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| Period |
Amount |
Interest Rate (per annum) |
**Senior Citizen Rates (per annum) |
Effective From |
| 7 - 14 days |
Below Rs.15 Lacs |
3.00% |
3.50% |
August 6, 2007 |
| 15 - 29 days |
Below Rs.15 Lacs |
5.50% |
6.00% |
August 6, 2007 |
| 30 - 45 days |
Below Rs.15 Lacs |
6.00% |
6.50% |
July 3, 2008 |
| 46 - 60 days |
Below Rs.15 Lacs |
6.00% |
6.50% |
July 3, 2008 |
| 61 - 90 days |
Below Rs.15 Lacs |
6.25% |
6.75% |
July 3, 2008 |
| 91 - 99 days |
Below Rs.15 Lacs |
7.00% |
7.50% |
July 3, 2008 |
| 100 - 101 days |
Below Rs.15 Lacs |
7.75% |
8.25% |
July 3, 2008 |
| 102 - 180 days |
Below Rs.15 Lacs |
7.00% |
7.50% |
July 3, 2008 |
| 6 months 1 day - 6 months 14 days |
Below Rs.15 Lacs |
8.00% |
8.50% |
July 3, 2008 |
| 6 months 15 days - 6 months 16 days |
Below Rs.15 Lacs |
8.25% |
8.75% |
July 3, 2008 |
| 6 months 17 days - 9 months 14 days |
Below Rs.15 Lacs |
8.00% |
8.50% |
July 3, 2008 |
| 9 months 15 days - 9 months 16 days |
Below Rs.15 Lacs |
9.00% |
9.50% |
July 3, 2008 |
| 9 months 17 days - 1 year |
Below Rs.15 Lacs |
8.75% |
9.25% |
July 3, 2008 |
| 1 year 1 day - 1 year 14 days |
Below Rs.15 Lacs |
9.00% |
9.50% |
August 8, 2008 |
| 1 year 15 days - 1 year 16 days |
Below Rs.15 Lacs |
10.00% |
10.50% |
August 8, 2008 |
| 1 year 17 days - 2 years |
Below Rs.15 Lacs |
9.00% |
9.50% |
August 8, 2008 |
| 2 years 1 day - 2 years 14 days |
Below Rs.15 Lacs |
9.50% |
10.00% |
August 8, 2008 |
| 2 years 15 days - 2 years 16 days |
Below Rs.15 Lacs |
10.00% |
10.50% |
August 8, 2008 |
| 2 years 17 days - 3 years |
Below Rs.15 Lacs |
9.50% |
10.00% |
August 8, 2008 |
| 3 years 1 day - 5 years |
Below Rs.15 Lacs |
9.50% |
10.00% |
August 8, 2008 |
| 5 years 1 day - 8 years |
Below Rs.15 Lacs |
9.50% |
10.00% |
August 8, 2008 |
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- Interest rates are subject to change from time to time. Applicable interest
rates will be given as on the date of receipt of the funds by the bank.
When booking FD through NetBanking please note the actual interest rate
being applied on the "Confirm" screen. This screen appears before you
confirm your request for opening a new FD.
- ** Only Senior Citizens / Retired Personnel (60 years and above) who
are Resident Indians are eligible. The special rates are applicable only
for INR deposits.
- *** The FD rate applicable for a monthly interest option will be a discounted
rate over the standard FD Rate. Please contact the nearest Branch for
further information.
- ****For interest rates on Fixed Deposits for Rs. 15 Lacs and above,
please contact your nearest HDFC Bank branch.
- Effective 01st Dec'06, the interest rate applicable for premature closure
of deposits will be lower of :
- the original rate at which the deposit has been booked OR
- the base rate applicable for the tenure for which the deposit has
been in force with the Bank.
The base rate is the rate applicable to deposits of less than Rs.15
lacs.
- The Fixed Deposit Advice will be dispatched to your recorded mailing
address within 3-4 working days of account opening.
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| Apply Now |
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Just fill the Online Application Form and our representative will get in touch with you shortly.
Other Ways to apply :
*Conditions Apply
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