| Description of Charges |
Plus Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
Rs. 100,000/- |
| Non-Maintenance Charges per quarter |
| Charge of Rs.6,000/- per quarter, if AQB is
less than Rs.50,000/- |
| Charge of Rs.1,500/- per quarter, if AQB is
less than Rs. 100,000/- but > = Rs. 50,000/- |
|
| Cheque Book Charges (Issued by Bank) |
| Payable-at-par |
| 300 cheque leaves Free per month. Charges Rs
2/- per leaf beyond 300 leaves |
|
|
| Other Current Account facilities |
| Issue of Duplicate / Adhoc Statement |
Branch: Rs 100/- per statement * Phone Banking: Rs
50/- per statement (Non IVR) and Rs 30/- per statement (IVR) Net Banking:
Rs 30/- per statement ATM & Mobile Banking: Rs 50/- per statement |
| Mode of calculation of minimum average quarterly
balance |
Average of daily closing balances of each day spread
over a period of three months. |
|
| Remittance facility through own Bank |
| Demand Drafts (DD) payable HDFC Bank Locations (Issued
from any branch) / Duplicate DD |
Free up to 50 DDs per month. Above 50 transactions,
charges @ Rs. 25/- per Demand draft |
| Pay Orders (PO) - on HDFC Bank Locations (Issued
from Any Branch) / Duplicate PO |
Free up to 50 POs per month. Above 50 transactions,
charges @ Rs. 25/- per Pay-order |
| Issuance of DD/ PO through PhoneBanking |
All standard charges for DD / PO are applicable
as above.
Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking.
|
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
|
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Free |
| Collections |
Free |
|
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank
|
Free |
|
| Anywhere Transactions (except Dahej) |
|
| Account to Account Fund Transfer within HDFC Bank |
Free |
| Payments & Collections at HDFC Bank Locations |
Free up to Rs.100 lacs per month, beyond which charges
@ Rs. 0.50/1000, min Rs. 25 |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 250
transactions per month, beyond which charges @ Rs.5/- per transaction
would be levied. Includes all Local / Anyhwere clearing and transfer
transactions |
|
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent
tieup) |
Rs.2.00 per Rs.1000/- Minimum Rs.50/- |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
|
| Cheque Collection |
| Outstation through own bank |
Collection : Free, only courier charges of Rs 20
per instrument |
| Outstation through another bank |
Correspondent bank locations: Rs.4/- per Rs.1,000/-,
min Rs.50/-For Clean locations (non-correspondent bank locations) &
Non-MICR Cheques: Rs.6.5/- per Rs.1,000/-, min Rs 50 (inclusive of courier
charge of Rs 25) |
|
| Bouncing of cheques- Local |
|
| Cheques Drawn on us |
|
| Due to Insufficient Funds |
Rs.300/- per Instrument |
| Accounts not maintaining AQB as of previous quarter |
Rs.350/- per Instrument |
| Due to Technical Reasons |
No Charge |
|
| Cheques Deposited Returned Unpaid |
|
| Local |
Rs.50/- per Instrument |
| Accounts Not maintaining AQB as of Previous Quarter |
Rs.100/- per Instrument |
| Outstation |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through own bank |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through another
bank |
Rs.100/- per Instrument |
|
| Doorstep Banking ** |
| Cash Pickup Charges (within municipal
city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be offered,
for further details on charges please contact your Branch Manager |
|
| Cheque Pickup Charges |
|
| On a monthly basis |
Free, once in a day |
| On a per call basis |
Rs 25/- per call |
|
| Cash Transactions |
| Cash Deposit |
|
| Cash Deposit-Home Branch Location |
Free upto Rs.10 lacs per month or 50 transactions
which ever is lower, Deposit in excess of Rs.10 lacs or 50 transactions
will be charged @ Rs.2/- per Rs.1,000/-, minimum Rs.50/-. (Cash deposit
at non-home branches within home-branch city subject to limit of Rs.100,000/-
per account per day) |
| Cash Deposit -Non Home location |
Maximum Rs.100,000/- per day. Charges @ Rs. 3/1000,
min Rs. 50 |
|
| Cash Withdrawal |
|
| Cash Withdrawal-Home Branch |
Free at Home Branch |
| Cash Withdrawal-Non Home Branch-Intracity & Intracity |
Free cash withdrawals upto Rs.50,000/- per day, beyond
which charges @ Rs.2/1000, min Rs.50/- (Only for incremental amount),
Third party cash withdrawal allowed only up to maximum Rs. 50,000/-
per transaction. |
|
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| Balance Certificate |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Photo attestation |
Rs. 50/- |
| Signature attestation |
Rs. 50/- |
|
| Stop Payment Charges |
|
| Particular cheque |
Rs.50/- (FREE through Net Banking and Phone Banking*)
|
| Range of cheques |
Rs.100/- (FREE through Net Banking and Phone Banking*)
|
|
| Account Closure: |
|
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs.100/- |
| More than 6 months |
No Charge |
| Activation of Dormant/inoperative account |
No Charge |
|
| Transactions through PhoneBanking: |
|
| Interactive Voice Response (IVR) |
Free |
| Non-IVR-Agent assisted-For accounts maintaining AQB |
Free |
| Non-IVR- Agent assisted - For accounts NOT maintaining
AQB as of previous quarter and for transactions that are available on
IVR |
Rs.50/- per call |
| ECS (Debit) Return Charges |
Rs 200 (plus taxes) |
