| Description of Charges |
Max Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
Rs. 5,00,000/- per quarter |
| Non-Maintenance Charges per quarter |
Charge of Rs.3,000/- per quarter if AQB is less
than Rs.5,00,000 but greater than or equal to Rs. 2,50,000/-; Rs.8,000/-
per quarter if AQB is less than Rs. 2,50,000/- |
Cheque Book Charges (Issued by Bank)
|
500 cheque leaves Free per month. Charges Rs. 2/-
per leaf beyond 500 leaves
|
|
| Other Current Account facilities |
| Issue of Duplicate / Adhoc Statement |
Rs. 100 at Branch, Rs. 30 per statement through
NetBanking & PhoneBanking (IVR), Rs. 50 per statement through
PhoneBanking (non-IVR), ATM & MobileBanking |
| Mode of Calculation of Minimum Average Quarterly
Balance |
Average of daily closing balances of each day spread
over a period of 3 months. |
|
| Remittance facility through own Bank |
Demand Drafts (DD)
Payable at HDFC Bank
Locations (Issued from
Any branch)/ Duplicate DD
|
|
Pay Orders (PO) - on
HDFC Bank Locations
(Issued from
Any branch)/ Duplicate PO
|
Free without limit |
Issuance of DD / PO
Through PhoneBanking
|
Free without limit
Only DD amount upto Rs. 5,00,000 for Current Max Accountholders accepted
at Phone Banking. |
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
|
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Free |
| Collections |
Free |
|
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank |
Free |
|
| Anywhere Transactions (except Dahej) |
|
Account to Account Funds Transfer within HDFC Bank
|
Free |
| Payments & Collections at HDFC Bank Locations
(except Dahej) |
Free upto Rs. 500 Lakh per month, beyond which
charges @ Rs. 0.50/1000, min Rs.25/-. |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 300
transactions per month, beyond which
charges @ Rs.5/- per transaction would be levied. Includes all Local
/ Anywhere clearing
and funds transfer transactions. |
|
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent
tieup) |
Rs. 1.50 per 1000, Minimum Rs. 50/- per instrument |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
|
| Cheque Collection |
| Outstation through own bank |
Free |
| Outstation through another bank |
Correspondent bank locations: Rs.3/- per Rs.1,000/-,
min Rs. 50/-. For Clean locations
(non-correspondent bank locations) & Non-MICR Cheques: Rs. 4.5
per Rs.1,000/-, min Rs. 50/- (inclusive of courier charge) |
|
| Bouncing of cheques- Local |
|
| Cheques Drawn on us |
|
| Due to Insufficient Funds |
Rs.300/- per instrument (Rs.350/- for accounts
not maintaining AQB) |
| Due to Technical Reasons |
No Charge |
|
| Cheques Deposited Returned Unpaid |
|
| Local |
Rs. 50/- per instrument (Rs.100/- for accounts
not maintaining AQB) |
| Outstation |
Rs. 100/- per instrument |
| Bouncing of cheques- outstation- through own bank |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through another
bank |
Rs.100/- per Instrument |
|
| Doorstep Banking ** |
| Cash Pickup Charges (within
municipal city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be
offered, for further details on charges please contact your Branch
Manager |
|
| Cheque Pickup Charges |
|
| On a monthly basis |
Free, once in a day |
| On a per call basis |
Rs 25/- per call |
|
| Cash Transactions |
| Cash Deposit |
|
| Cash Deposit-Home Branch City |
Free upto Rs. 50 Lakh per month or 50 Transactions
whichever is lower. Deposit in excess of Rs. 50 Lakh per month or
50 transactions will be charged @ Rs.1/- per Rs. 1000/-, minimum Rs.50/-.
(Cash deposit at non- home branches within home branch location subject
to limit of Rs.1,00,000/- per account per day) |
| Cash Deposit - Non Home City |
Maximum Rs.1,00,000/- per day. Charges @ Rs.3/-
per Rs.1,000/-, minimum Rs. 50/- |
|
| Cash Withdrawal |
|
| Cash Withdrawal-Home Branch |
Free at Home Branch |
| Cash Withdrawal-Non Home Branch-Intracity &
Intracity |
Free cash withdrawals upto Rs. 1,00,000/- per day,
beyond which charges @ Rs. 2/- per Rs.1000/-, min Rs.50/- (Only for
incremental amount), Third party cash withdrawal allowed only up to
maximum Rs.50,000/- per transaction. |
|
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| Balance Certificate |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Photo attestation |
Rs. 50/- |
| Signature attestation |
Rs. 50/- |
|
| Stop Payment Charges |
|
| Particular cheque |
Rs.50/- (Free through NetBanking, PhoneBanking) |
| Range of cheques |
Rs.100/- (Free through NetBanking, PhoneBanking) |
|
| Account Closure: |
|
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs.100/- |
| More than 6 months |
No Charge |
| Activation of dormant/inoperative account |
No Charge |
|
| Transactions through PhoneBanking: |
|
| Interactive Voice Response (IVR) |
Free |
| Non-IVR Agent-assisted -for accounts maintaining
AQB |
Free |
Non-IVR Agent-assisted - for accounts not
maintaining AQB as of previous quarter
|
Rs 50/- per call |
| ECS (Debit) Return |
Rs.200/- (plus taxes) |
