| Description of Charges |
Flexi Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Monthly Balance) |
Rs. 75,000/- per month |
| Non-Maintenance Charges per month |
Charge of Rs.1,000/- per month if AMB is less than Rs.75,000/-
|
| Mode of calculation of minimum average monthly balance |
Average of daily closing balances of each day spread
over a period of one month |
|
| Remittance facility through own Bank |
| Cheque Book Charges (Issued by Bank,Payable-at-par) |
| 100 cheque leaves Free per month.Charges Rs.
2/- per leaf beyond 100 leaves |
|
| Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DD |
Free up to 40 DDs per month. Above 40 DDs, charges
@ Rs. 25/- per Demand Draft |
| Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate PO |
Free up to 40 POs per month. Above 40 POs, charges
@ Rs. 25/- per Pay-order |
| Issuance of DD/ PO through PhoneBanking |
All standard charges for DD / PO are applicable
as above.
Only DD / PO amount upto Rs 500,000/- are accepted at Phonebanking.
|
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
|
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Free |
| Collections |
Free |
|
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank |
Free |
|
| Anywhere Transactions (except Dahej) |
|
| Payments and Collections and Funds Transfer at HDFC
Bank Locations |
Free up to 50 times actual AMB maintained during
transaction month ,beyond which charges @ Rs. 0.50/1000, min Rs.25/-
per transaction. |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 250
transactions per month, beyond which charges @ Rs.5/- per transaction
would be levied. Includes all Local / Anywhere clearing And funds transfer
transactions. |
|
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) |
Rs. 1.50 per 1000, Minimum Rs. 50/- per instrument |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
|
| Cheque Collection |
| Outstation through own bank |
Charges of Rs 20 per instrument |
| Outstation through another bank |
Correspondent bank locations: Rs.3/- per Rs.1,000/-,
min Rs. 50/- per instrument. For Clean locations (non-correspondent
bank locations) and Non-MICR Cheques: Rs. 4.50 per Rs.1,000/-, min Rs.
50/- per instrument (inclusive of courier charge)
|
|
| Bouncing of cheques- Local |
|
| Cheques Drawn on us |
|
| Due to Insufficient Funds |
Rs.300/- per Instrument |
| Due to Technical Reasons |
No Charge |
|
| Cheques Deposited Returned Unpaid |
|
| Local |
Rs.50/- per Instrument |
| Outstation |
Rs. 100/- per instrument |
| Bouncing of cheques- outstation- through own bank |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through another bank |
Rs.100/- per Instrument |
|
| Doorstep Banking ** |
| Cash Pickup Charges (within municipal city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be offered,
for further details on charges please contact your Branch Manager |
|
| Cheque Pickup Charges |
|
| On a monthly basis |
Free, once in a day |
| On a per call basis |
Rs 25/- per call |
|
| Cash Transactions |
| Cash Deposit |
|
| Cash Deposit-Home Branch Location |
Free @ 12 times actual AMB maintained in transactions
month or 50 transitions ,which ever is lower , deposit in excess of
12 times AMB or 50 transactions will be charged @ Rs.3/- per Rs. 1000/-,
minimum Rs.50/- per transaction. |
| Cash Deposit -Non Home location |
Maximum Rs.1,00,000/- per day. Charges @ Rs.3/- per
Rs.1,000/-, minimum Rs. 50/- per transaction. |
|
| Cash Withdrawal |
|
| Cash Withdrawal-Home Branch |
Free at Home Branch |
| Cash Withdrawal-Non Home Branch-Intracity & Intracity |
Free cash withdrawals upto Rs.50,000/- per day, beyond
which charges @ Rs. 2/- per Rs.1000/-, min Rs.50/- per transaction (Only
for incremental amount), Third party cash withdrawal allowed only up
to maximum Rs. 50,000/- per transaction. |
|
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| Balance Certificate |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Photo attestation |
Rs. 50/- |
| Signature attestation |
Rs. 50/- |
|
| Other Current Account facilities |
| Issue of Duplicate / Adhoc Statement |
Rs. 100 at Branch or , Rs. 30 per statement through
Phonebanking (IVR) and Netbanking, Rs. 50 per statement through Phonebanking
(Non-IVR), ATM & Mobile Banking |
| Stop Payment Charges |
|
| Particular cheque |
Rs.50/- (Free through phone-banking & Net Banking) |
| Range of cheques |
Rs.100/- (Free through phone-banking & Net Banking) |
|
| Account Closure: |
|
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs.100/- |
| More than 6 months |
No Charge |
| Activation of Dormant/inoperative account |
No Charge |
