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You are here: Personal Banking > Accounts & Deposits > Flexi Current Account         

Flexi Current Account
Features and Benefits
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HDFC Bank Flexi Current Account
Tired of static transaction limits during peak seasons?

HDFC Bank Flexi Current Account is the answer to your changing banking needs during peak seasons.

With HDFC Bank Flexi Current Account your Cash Deposit and Anywhere Transaction limits are a multiple of the balance you maintain in your Current Account.

So, during peak seasons, you get the benefit of higher transaction limits due to the higher average balances maintained in your account.

What’s more, during lean seasons, you need not bother about maintaining huge balances to enjoy high transaction limits, which you anyway may not need.

Flexi Current Account requires you to maintain a minimum Average Monthly Balance (AMB) of just Rs. 75,000.


Features & Benefits
Enjoy dynamic free limits on Intercity Payments, Collections & Funds Transfer as well as Cash Deposit at home location branches based on the AMB maintained*

For example, you maintain an AMB of Rs.2,00,000/- in a particular month. Your dynamic free transaction limits for that month would be as per the following table:

Transaction Dynamic Free Limits*
Cash Deposit at Home Branch Location Rs. 20,00,000 (10 times AMB)
Anywhere Collections & Funds Transfer (except Dahej) Rs. 70,00,000 (35 times AMB)
Free RTGS/NEFT Transactions.
Free 40 Demand Drafts & Free 40 Pay Orders issued from any HDFC Bank Branch*
Convenience to withdraw and deposit cash at all our branches*.
Competitive pricing on Demand Drafts drawn on Correspondent Banking Locations as well as Outstation Cheque Collection at HDFC Bank Locations
InstaAlert service - receive updates on your account as and when the select transaction happens – all this without visiting the Branch or ATM!
Enjoy facilities like 24-hour PhoneBanking, NetBanking and InstaQuery that helps you check your balance & transaction details, find out the status of your cheque or stop cheque payment.
HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy the benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup and Cash Delivery, through a reputed agency.
*Conditions Apply
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How is HDFC Bank's Flexi account different from other Current Accounts ?
What is the minimum balance that I need to maintain in a Flexi Current Account ?
How much cash can I deposit in my home location branches in a month without charges ?
What is the monthly free limit for anywhere clearing transactions ?
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