| Description of Charges |
Apex Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
Rs. 10,00,000/- per quarter |
| Non-Maintenance Charges per quarter |
Charge of Rs.5,000/- per quarter if AQB is less than Rs.10,00,000 but greater than or equal to Rs. 5,00,000/-; Rs.10,000/- per quarter if AQB is less than Rs. 5,00,000/- |
| Cheque Book Charges (Issued By Bank) |
Payable-at-par
500 cheque leaves free per month. Charges Rs 2/- per leaf beyond 500 leaves |
|
| Other Current Account Facilities |
| Monthly Account Statement+ |
Free |
| Issue of Duplicate / Adhoc Statement |
Branch - Rs 100/-
PhoneBanking ( Non IVR) - Rs.75/-
NetBanking , Mobile Banking, PhoneBanking - IVR & ATM - Rs 50/- |
| Mode of calculation of minimum average quarterly balance |
Average of daily closing balances of each day spread over a period of three months |
|
| Remittance facility through own Bank |
Demand Drafts (DD)
Payable at HDFC Bank
Locations (Issued from
Any branch)/ Duplicate DD
|
Free |
Pay Orders (PO) - on
HDFC Bank Locations
(Issued from
Any branch)/ Duplicate PO
|
Free |
Issuance of DD / PO
Through PhoneBanking
|
Free without limit
Only DD amount upto Rs. 5,00,000 for Current Apex
Account holders accepted at PhoneBanking. |
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
|
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Free |
| Collections |
Free |
|
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank |
Free |
|
| Anywhere Transactions (except Dahej) |
|
| Account-to-Account Fund Transfer within HDFC Bank |
Free |
| Payment at HDFC Bank Locations |
Free |
| Collections at HDFC Bank Locations |
Free |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 500 transactions per month, beyond which charges @ Rs.8/- per transaction would be levied. Includes all Local / Anyhwere clearing and transfer transactions. |
|
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent tieup) |
Free upto Rs.15 lacs per month beyond which charges @ Rs.1.50 per Rs.1000/- Minimum Rs.50/- per DD |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
|
| Cheque Collection |
| Outstation Cheque Collection at Bank Locations |
| Instrument Value |
Charges |
| Any Amount |
Free |
|
| Outstation Cheque Collection at Correspondent Bank Location |
| Instrument Value |
Charges |
| Upto Rs 35,000/- |
Rs 50/- per instrument |
| Above Rs 35,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
|
| Outstation Cheque Collection at Clean Location |
| Instrument Value |
Charges |
| Upto Rs 25,000/- |
Rs 50/- per instrument |
| Above Rs 25,000/- and upto Rs 1,00,000/- |
Rs 100/- per instrument |
| Above Rs 1,00,000/- |
Rs 150/- per instrument |
|
| Outstation Cheque Collection through Speed Clearing |
Free |
|
| Bouncing of cheques- Local |
|
| Cheques Drawn on us |
|
| Due to Insufficient Funds |
Upto 2 instruments per month- Rs.300 per instrument.
On 3rd / 4th & 5th instrument - Rs.500 per instrument
6th Instrument onwards- Rs.750 per instrument |
| Due to Technical Reasons |
No Charge |
|
| Cheques Deposited Returned Unpaid |
Charge of Rs 100/- per instance would be levied |
|
| Doorstep Banking ** |
| Cash Pickup Charges (within municipal city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager |
|
| Cheque Pickup Charges |
|
| On a monthly basis |
Free, once in a day |
| On a per call basis |
Rs 25/- per call |
|
| Cash Transactions |
| Cash Deposit |
|
| Cash Deposit-Home Branch City |
Free upto Rs.100 lacs per month or 50 transactions, whichever is lower. Deposit in excess of Rs.100 lacs or 50 transactions will be charged @ Rs.3 per 1000, minimum Rs.50 |
| Limit on Inter-Branch deposits (Within Home Branch City |
Cash deposit at non home Branches within home branch city subject to maximum of Rs.100,000 per account per day |
| Cash Deposit -Non Home location |
Free upto Rs.5 lacs per month or 5 transactions whichever is lower.Deposit in excess of Rs.5 lacs or 5 transactions will be charged @ Rs. 3.50/1000, min Rs. 50. (Maximum deposit allowed Rs.100,000/- per day). |
|
| Cash Withdrawal |
|
| Cash Withdrawal-Home Branch |
Free . |
| Cash Withdrawal-Non Home Branch-Intercity & Intracity |
Free cash withdrawals upto Rs.2,00,000/- per day, beyond which charges @ Rs. 2/- per Rs.1000/-, min Rs.50/- per transaction (Only for incremental amount), Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction. |
|
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| TDS Certificate |
Free |
| Balance Confirmation |
Rs.50/- |
| Interest Certificate |
Rs. 50/- |
| Cheque Status per instance |
Rs. 25/- |
| Photo attestation |
Rs 100/- per instance |
| Address Confirmation |
Rs 100/- per instance |
| Signature attestation |
Rs 100/- per instance |
| Setting up of Standing Instructions |
Rs. 150/- |
| Inoperative Account - Account with no customer initiated transaction in the account for past 1 year |
Rs 50/- per quarter |
| Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) |
Rs 50/- per instance |
| TIN/IPIN Regeneration (requests received at the branch for physical dispatch) |
Rs 50/- per instance |
| SI rejects |
Rs 200/- per instance |
| Old Records / Copy of Paid Cheque |
| Upto 1 Year |
Rs.50 per record |
| Above 1 Year |
Rs.100 per record |
| Certificate of Balance |
| Current Year |
Free |
| Previous Year |
Rs. 250/- |
|
| Common Charges for Debit / ATM Cards |
| Replacement of damaged card |
Free |
| Replacement of Lost card |
Rs.100 |
| Copy Retrieval Request |
Rs.100 |
| Re-Issuance of PIN |
Rs.50 (plus taxes) |
| Transaction Charge--HDFC Bank ATM's |
Balance Inquiry - Free |
| Cash Withdrawal - Free |
|
| Transaction Charge--Non HDFC Bank ATM's *** |
| Domestic |
Balance Inquiry - Free |
| Cash Withdrawal - 5 transactions free per month.Beyond which charges @ Rs 20/- per transaction. |
| International |
Balance Inquiry - Rs.15 per transaction |
| Cash Withdrawal - Rs.110 per transaction |
| Transaction Decline Charge (at Non HDFC Bank ATM's) |
Rs. 25 per transaction |
|
| Stop Payment Charges |
|
| Particular cheque |
Rs.50/- (Free through PhoneBanking) |
| Range of cheques |
Rs.100/- (Free through PhoneBanking) |
|
| Account Closure: |
|
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs 2,000/- |
| 6 months upto 12 months |
Rs 1,000/- |
| Beyond 12 months |
No Charge |
| Activation of Dormant / inoperative account |
No Charge |
|
| InstaAlert / Mobile Banking |
| Insta Alert |
Free |
|
| Transactions through PhoneBanking: |
Interactive Voice Response (IVR)
|
Free |
| Non-IVR Agent-assisted – for accounts maintaining AQB |
Free |
Non-IVR Agent-assisted – for accounts not maintaining AQB as of previous quarter
|
Rs 50/- per call |
| ECS (Debit) Return Charges |
- Rs 350/- would be levied on first instance of ECS return in a quarter.
- Rs 750/- would be levied, second instance onwards in the same quarter. |
|
| Debit Cards (only for Individuals & Sole Proprietorship) |
|
Debit Card
|
Easy Shop
|
ATM Card
|
|
Business#
|
Regular
|
Gold
|
Women
|
| Annual Fee per Card |
Free
|
Free
|
Rs.500 p.a
|
Rs.100 p.a.
|
Free
|
| Daily ATM Limit |
Rs.50,000
|
Rs.25,000
|
Rs.50,000
|
Rs.25,000
|
Rs. 10,000
|
| Daily Merchant Establishment Point of Sale Limit |
Rs.75,000
|
Rs.40,000
|
Rs.75,000
|
Rs.40,000
|
NA
|
| # Also available for partnership firms & limited company current accounts which have operating instructions as "Singly" |
|
