| Description of Charges |
Apex Current Account |
| Current Accounts with Cheque facility |
| Minimum Balance (Average Quarterly Balance) |
Rs. 10,00,000/- per quarter |
| Non-Maintenance Charges per quarter |
Charge of Rs.5,000/- per quarter if AQB is less
than Rs.10,00,000 but greater than or equal to Rs. 5,00,000/-; Rs.10,000/-
per quarter if AQB is less than Rs. 5,00,000/- |
| Cheque Book Charges (Issued By Bank) |
Payable-at-par
500 cheque leaves free per month. Charges Rs 2/- per leaf beyond 500
leaves |
|
| Other Current Account Facilities |
| Issue of Duplicate / Adhoc Statement |
Rs. 100 at Branch, Rs. 30 per statement through
NetBanking and PhoneBanking (IVR), Rs. 50 per statement through PhoneBanking
(non-IVR), ATM and MobileBanking |
| Mode of calculation of minimum average quarterly
balance |
Average of daily closing balances of each day spread
over a period of three months |
|
| Remittance facility through own Bank |
Demand Drafts (DD)
Payable at HDFC Bank
Locations (Issued from
Any branch)/ Duplicate DD
|
|
Pay Orders (PO) - on
HDFC Bank Locations
(Issued from
Any branch)/ Duplicate PO
|
Free without limit |
Issuance of DD / PO
Through PhoneBanking
|
Free without limit
Only DD amount upto Rs. 5,00,000 for Current Apex
Accountholders accepted at PhoneBanking. |
| DD/PO-Cancellation/Revalidation |
Rs.50/- per instrument |
|
| NEFT/EFT Transactions : |
| Payments |
Free |
| Collections |
Free |
| RTGS Transactions : |
| Payments |
Free |
| Collections |
Free |
|
| Local Transactions (At home branch location) |
|
| Local cheques collections & payments |
Free |
| Account to Account Fund Transfer within HDFC Bank |
Free |
|
| Anywhere Transactions (except Dahej) |
|
| Account-to-Account Fund Transfer within HDFC Bank |
Free |
| Clearing Transactions - Collections & Payment
at HDFC Bank locations |
Free |
| Bulk Transaction Charges |
All transactions are subject to a maximum of 500
transactions per month, beyond which charges @ Rs.5/- per transaction
would be levied. Includes all Local / Anywhere clearing and funds
transfer transactions. |
|
| Remittance facility through other Bank |
| Issue of Demand Drafts (DD) / Duplicate DD (Correspondent
tieup) |
Free upto Rs 15 Lacs per month, beyond which charges
of Rs. 1.50 per 1000, Minimum Rs. 50/- per instrument |
| DD-Cancellation / Revalidation |
Rs.50/- per instrument |
|
| Cheque Collection |
| Outstation Cheque collection on HDFC Bank Locations |
Free |
| Outstation Cheque Collection on non-branch locations |
Correspondent bank locations: Rs.3/- per Rs.1,000/-,
min Rs. 50/-. For Clean locations (non-correspondent bank locations)
& non-MICR cheques: Rs 4.5/- per Rs 1000/-, min of Rs 50 per transaction
(includes courier charges) |
|
| Bouncing of cheques- Local |
|
| Cheques Drawn on us |
|
| Due to Insufficient Funds |
Rs.300/- per instrument (Rs.350/- for accounts
not maintaining AQB) |
| Due to Technical Reasons |
No Charge |
|
| Cheques Deposited Returned Unpaid |
|
| Local |
Rs.50/- per Instrument |
| Accounts not maintaining AQB as of previous quarter |
Rs 100/- per Instrument |
| Outstation |
Rs. 100/- per instrument |
| Bouncing of cheques- outstation- through own bank |
Rs.100/- per Instrument |
| Bouncing of cheques- outstation- through another
bank |
Rs.100/- per Instrument |
|
| Doorstep Banking ** |
| Cash Pickup Charges (within
municipal city limits) |
| Cash Pickup upto Rs 1 Lac |
Rs 150/- per pickup |
| Cash Pickup beyond Rs 1 Lac and upto Rs 2 Lac |
Rs 200/- per pickup |
| Cash Pickup beyond Rs 2 Lac and upto Rs 3 Lac |
Rs 300/- per pickup |
| Cash beyond the above limits can be
offered, for further details on charges please contact your Branch
Manager |
|
| Cheque Pickup Charges |
|
| On a monthly basis |
Free, once in a day |
| On a per call basis |
Rs 25/- per call |
|
| Cash Transactions |
| Cash Deposit |
|
| Cash Deposit-Home Branch City |
Free upto Rs. 100 Lakh per month or 50 Transactions
whichever is lower. Deposit in
excess of Rs. 100 Lakh per month or 50 transactions will be charged
@ Rs.1/- per Rs. 1000/-, minimum Rs.50/-. (Cash deposit at non- home
branches within home branch city subject to limit of Rs.1,00,000/-
per account per day)
|
| Cash Deposit - Non Home Branch City |
Charges @ Rs 3 per Rs 1000/-, minimum of Rs 50
per transaction. (Maximum deposit allowed up to Rs 1,00,000/- per
day) |
|
| Cash Withdrawal |
|
| Cash Withdrawal-Home Branch |
Free . |
| Cash Withdrawal-Non Home Branch-Intercity &
Intracity |
Free cash withdrawals upto Rs.2,00,000/- per day,
beyond which charges @ Rs. 2/- per Rs.1000/-, min Rs.50/- per transaction
(Only for incremental amount), Third party cash withdrawal allowed
only up to maximum Rs. 50,000/- per transaction. |
|
| Miscellaneous |
| Balance enquiry |
Rs.25/- |
| Balance Certificate |
Rs.50/- |
| Interest Certificate |
Rs.50/- |
| Photo attestation |
Rs. 50/- |
| Signature attestation |
Rs. 50/- |
|
| Stop Payment Charges |
|
| Particular cheque |
Rs.50/- (Free through NetBanking, PhoneBanking) |
| Range of cheques |
Rs.100/- (Free through NetBanking, PhoneBanking) |
|
| Account Closure: |
|
| Up to 14 days |
No Charge |
| 15 days to 6 months |
Rs.100/- |
| More than 6 months |
No Charge |
| Activation of Dormant / inoperative account |
No Charge |
|
| Transactions through PhoneBanking: |
Interactive Voice Response (IVR)
|
Free |
| Non-IVR Agent-assisted – for accounts maintaining
AQB |
Free |
Non-IVR Agent-assisted – for accounts not
maintaining AQB as of previous quarter
|
Rs 50/- per call |
| ECS (Debit) Return |
Rs.200/- (plus taxes) |
