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Apex Current Account
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Apex Current Account
FAQs
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How is HDFC Bank's Apex account different from other Current Accounts? 
What is the minimum balance that I need to maintain in an Apex Current Account?
Can I access my account from all branches of HDFC Bank?
Is it necessary to open an account in each of the locations in which my company has an office?
What transactions are included as a part of Free Anywhere Transactions limit for a month?
What is the initial deposit amount required to open the Apex Account?
Can I make payments to my suppliers at your branch locations through a single cheque book?
Can I access my account by telephone to conduct routine daily transactions?




How is HDFC Bank's Apex account different from regular Current Accounts?

The Apex account includes the following privileges:
  • Higher free limit of Rs. 100 Lakh per month for cash deposit at home location
  • Unlimited free anywhere clearing transactions (Payments & Collections)
  • Free & faster collection of outstation cheques at HDFC Bank locations
  • Free Demand Drafts & Pay-orders
  • Free RTGS & NEFT transactions.
  • Free Bill Bay & InstaAlert
  • Free Business Debit Card

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What is the minimum balance that I need to maintain in an Apex Current Account?
The minimum balance to be maintained in a Apex Current Account is Rs.10,00,000/- (Average Quarterly Balance).
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Can I access my account from all branches of HDFC Bank?
Yes. All our branches and systems are interconnected by state-of-the-art technology and allow access at all times.
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Is it necessary to open an account in each of the locations in which my company has an office? 
No. With the Apex Account, you enjoy the advantage of a single account with multi-location banking.

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What transactions are included as a part of Free Anywhere Transactions limit for a month?
Following transactions together combine to comprise part of Free Anywhere Transaction limit:
  • Cheque deposited into the account in other cities (in local clearing)
  • Inter-city Payable-at-Par cheque issuance.
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What is the initial deposit amount required to open the Apex Account?
A Apex Current Account can be opened with an initial deposit amount of Rs. 10,00,000/-

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Can I make payments to my suppliers at your branch locations through a single cheque book? 
Yes. When you open an account, you will be issued an at-par cheque book, which is payable at all our branches.

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Can I access my account by telephone to conduct routine daily transactions?
If you live in Mumbai, Delhi, Chennai or Kolkata, you can use PhoneBanking to perform the following operations:
  • Access your account details.
  • Request account statements.
  • Make queries related to Fixed Deposits.
  • Inquire about interest and FX rates.
  • Request a cash or courier delivery or pick-up.
  • Order a new cheque book.


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