| Understanding the terms used in your monthly statement |
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Card member's name and number
Your name as it appears on the card along with your 16-digit card number. |
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Statement date
The date on which the statement was generated. |
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Payment due date
The date on which your payment is due. |
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Credit limit
The maximum amount that can be outstanding against your credit card at any point of time. |
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Available credit limit
The unutilised value of the credit at any point of time after taking into account the balance outstanding billed and unbilled. |
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Available cash limit
Amount available for cash withdrawal (Subject to Available Credit Limit). |
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Purchases and Debits
This is the sum total of all retail / cash transactions incurred by you during your statement period. This also includes the fees. |
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Finance Charges
This is the charge that is applilcable in cash advances and Revolving Credit facility. |
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Payments / Credits
These are the details of payments made by you and any credits received during the month prior to Statement Date. |
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Transaction details
All purchases that have taken place in India and abroad are listed in this section. It covers the date on which the transaction took place, brief details on the transaction (including the registered name of the merchant establishment), the city in which the transaction took place, the transaction number and the amount of the transaction. The amount column will also show the currency in which the transaction took place in the case of a transaction done outside India, Nepal or Bhutan. It is recommended that you check each Card Statement carefully. In case of any discrepancy, please contact our 24 hour customer call centre.
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