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HDFC Bank Business Credit Card
Features & Benefits
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HDFC Bank Business Credit Card
It Makes Perfect Business Sense -The HDFC Bank International Business Platinum card.

The HDFC Bank Business Platinum Card is a premium Business Card that helps you SAVE on your Business expenses, while keeping in mind your affluent lifestyle.

To know more about the features, services and how you can benefit from the HDFC Bank Business Platinum Card, read on.


Features of Business Platinum Card

Clipper Lounge Access
Get access to Airport Lounges at various Airports in India – a unique offer from MasterCard. Please click here for details.

Higher Credit limit
Get up to Rs.20 lacs as credit limit on the card basis the company / business financials.

Attractive Business Savings
Save on your business related spends with our unique features and extensive partner tie-ups. These smart features include
  • 1% Cashback on Air spends *
    Now buy air tickets through domestic airline websites and enjoy 1% cash back
  • 1% Cashback on Utility Bill Payments *
    Enjoy 1% cashback on utility bill payments (e.g. Electricity, Phone, Mobile etc.)
  • Petro Surcharge Waiver
    Drive the extra mile with the Gold Business Card. Enjoy full waiver of the fuel surcharge across all fuel pumps in India (for transactions between Rs.400 – Rs.5000).
  • Surcharge waiver on Rail tickets *
    Enjoy surcharge waiver on Rail ticket bookings done through www.irctc.co.in

    Business Savings Indicator **

    Spend category
    Estimated Annual Expenses
    HDFC Bank Business Card Offer
    Business Savings Rs.
    Air ticket
    Rs.50,000
    (10 Air tickets @ Rs.5000 per ticket )
    1% Cashback *
    500
    Utility Bill Payments (e.g. Electricity Bill, Telephone Bill etc.)
    Rs.2,40,000 1% Cashback *
    2,400
    Rail ticket booked through www.irctc.co.in
    Rs.10,000
    (10 Rail tickets @ Rs.1000 per ticket.)
    Surcharge waiver *
    180
    Petrol
    Rs.60,000
    Surcharge waiver
    1,500
    Total
    Rs. 3,60,000
    Rs.4,580

* subject to monthly statement balance greater than or equal to Rs.7500.
** The above indicator is based on hypothetical expense estimates.

Revolving credit facility  
Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient and carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.15% per month (37.8% annually).

Interest free credit facility  
Avail of up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

Worldwide acceptance 
Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.

Cash at your fingertips 
In a situation where you need cash, just step into any one of our ATMs or MasterCard Member ATMs and withdraw cash upto 30% of your credit limit at a very nominal charge.

Zero liability on lost card
If you happen to lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card.
  Apply Now
    Just fill the Online Application Form and our representative will get in touch     with you shortly.

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