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Value Plus Cashback-
Anytime Anywhere
Use your Value Plus Credit Card anywhere anytime during the year and
avail up to 5% cashback on retail spends.
| Category |
Cashback * |
| Railway, Hospitals, Medical stores |
5% |
| Grocery, Dept Stores, Supermarket, Restaurants |
1.50% |
*The cashback will be credited to your card account in subsequent statement
subject to the condition that the total amount due in the current statement
is Rs 10000 or above. The change is effective from 15th Jan 2009.
Please click
here for detailed terms and conditions. |
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Worldwide acceptance
The HDFC Bank International Value Plus Credit Card is accepted at over
23 million Merchant Establishments around the world, including 110,000
Merchant Establishments in India. |
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Cash Advance
Just step into any one of our ATMs or VISA Member ATMs and withdraw
cash up to 10% of your credit limit at a very nominal charge (Please
refer to the Schedule of charges). |
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Revolving credit facility
This feature allows you to pay a minimum amount, which is 5% (subject
to a minimum amount of Rs.200) of your total bill amount or any higher
amount whichever is convenient for you. You can then carry forward the
balance to a better financial month, for which you pay a charge of 3.25%
per month. |
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Interest Free Credit Period
Your Card now gets an Interest Free Credit Period of up to 50 days from
the date of purchase (subject to the submission of the charge by the
Merchant). Subsequently, if you carry forward your outstanding balance
you just pay a nominal interest of 3.25% per month. |
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Zero liability on lost card
If you happen to lose your Card, report it immediately to our 24-hour call centre. After you do this, you carry zero liability on any fraudulent transactions on your card. |
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Please click
here for some FAQs about the HDFC Bank Value Plus Credit Card.
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