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Value Plus Cashback- Anytime Anywhere
Use your Value Plus Credit Card anywhere anytime during the year and avail up to 5% cashback on all retail spends.
| Category |
Cashback * |
| Railway, Hospitals, Medical stores |
5% |
| Grocery, Dept Stores, Supermarket, Restaurants |
1.50% |
| All other retail spends |
0.50% |
*The cashback will be credited to your card account in subsequent statement subject to the condition that the total amount due in the current statement is Rs 7500 or above. The change is effective from 1st sep 2007.
Please click here for detailed terms and conditions.
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Worldwide acceptance
The HDFC Bank International Value Plus Credit Card is accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India. |
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Cash Advance
Just step into any one of our ATMs or VISA Member ATMs and withdraw cash up to 30% of your credit limit at a very nominal charge (Please refer to the Schedule of charges). |
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Revolving credit facility #
This feature allows you to pay a minimum amount, which is 5% (subject
to a minimum amount of Rs.200) of your total bill amount or any higher
amount whichever is convenient for you. You can then carry forward the
balance to a better financial month, for which you pay a charge of 3.25%
per month. |
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Interest Free Credit Period
Your Card now gets an Interest Free Credit Period of up to 50 days from
the date of purchase (subject to the submission of the charge by the
Merchant). Subsequently, if you carry forward your outstanding balance
you just pay a nominal interest of 3.25% per month. |
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Balance Transfer Option
If you have any other credit card and wish to transfer their balances to your HDFC Bank International Value Plus Card, those balances will attract a nominal charge for a period of six months from the transfer date. The outstanding amount transferred can be up to 50% of your HDFC Bank International Value Plus Card Credit Limit. |
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Lost Card Liability
If you happen to lose your Card, don't panic. The first thing to do is Call us at any of our 24-Hour Customer Call Centers and report the loss. Please make sure that you file a Lost report for the Lost/Stolen Card at the nearest police station and send us the acknowledgement copy.
Note : All the complementary insurance benefits are withdrawn. You can earn Max of Rs 500/- cashback in a month. The changes are applicable wef 1st sep 2007.
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Please click here for some FAQs about the HDFC Bank Value Plus Credit Card.
# wef 1st Sep'08 |
