Higher Credit limit
Get up to Rs.10 lacs as credit limit on the card basis the company / business financials.

• 1% Cashback on Air spends *
  Now buy domestic air tickets through domestic airline websites and enjoy 1% cashback
• 1% Cashback on Utility Bill Payments *
  Enjoy 1% cashback on utility bill payments (e.g. Electricity, Phone, Mobile etc.)
• Petro Surcharge Waiver
  Drive the extra mile with the Gold Business Card. Enjoy full waiver of the fuel surcharge across all fuel pumps.
• Surcharge waiver on Rail tickets *
  Enjoy surcharge waiver on Rail ticket bookings done through www.irctc.co.in
• Business Savings Indicator **
  

  Spend category	Estimated Annual Expenses	HDFC Bank Business Card Offer	Business Savings Rs.
  Air ticket	6 Air tickets @ Rs.5000 per ticket (Total Rs.30000)	1% Cashback *	300
  Utility Bill Payments (e.g. Electricity Bill, Telephone Bill etc.)	Rs.40000	1% Cashback *	400
  Rail ticket booked through www.irctc.co.in	6 Rail tickets @ Rs.1000 per ticket (Total Rs.6000)	Surcharge waiver *	108
  Petrol	Rs.48000	Surcharge waiver	1200
  Total	Rs. 124000		Rs.2008

Revolving credit facility  
Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient and carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.25% per month (39.0% annually).

Interest free credit facility  
Avail of up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

Worldwide acceptance 
Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.

Cash at your fingertips 
In a situation where you need cash, just step into any one of our ATMs or MasterCard Member ATMs and withdraw cash upto 10% of your credit limit at a very nominal charge.