Higher Credit limit
Get up to Rs.10 lacs as credit limit on the card basis the company / business financials.

• 1% Cashback on Air spends *
  Now buy domestic air tickets through domestic airline websites and enjoy 1% cashback
• 1% Cashback on Utility Bill Payments *
  Enjoy 1% cashback on utility bill payments (e.g. Electricity, Phone, Mobile etc.)
• Petro Surcharge Waiver
  Drive the extra mile with the Business Platinum Card. Enjoy full waiver of the fuel surcharge across all fuel pumps in India (for transactions between Rs.400 – Rs.5000).
• Surcharge waiver on Rail tickets *
  Enjoy surcharge waiver on Rail ticket bookings done through www.irctc.co.in
• Business Savings Indicator **
  

  Spend category	Estimated Annual Expenses	HDFC Bank Business Gold Card Offer	Business Savings
  Air ticket	Rs. 30,000 (6 Air tickets @ Rs.5,000 per ticket)	1% Cashback * (Max Rs.500)	Rs.300
  Utility Bill Payments (e.g. Electricity Bill, Telephone Bill etc.)	Rs.40,000	1% Cashback * (Max Rs.500)	Rs.400
  Rail ticket booked through www.irctc.co.in	Rs.6,000 (6 Rail tickets @ Rs. 1,000 per ticket)	Surcharge waiver * (Max Rs.500)	Rs.108
  Petrol	Rs.48,000	Surcharge waiver	Rs.1200
  Total	Rs.1,24,000		Rs.2,008

*Subject to a minimum monthly statement balance of Rs. 7,500 and the CashBack/Surcharge waiver (if eligible) will be posted in the next month's statement cycle. Maximum cash-back and IRCTC waiver restricted to Rs. 500 per statement

** The above indicator is based on hypothetical expense estimates.

Revolving credit facility  
Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient and carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.25% per month (39.0% annually).

Interest free credit facility  
Avail of up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

Worldwide acceptance 
Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.

Cash at your fingertips 
In a situation where you need cash, just step into any one of our ATMs or MasterCard Member ATMs and withdraw cash upto 30% of your credit limit at a very nominal charge.