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HDFC Bank Business Credit Card
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HDFC Bank Business Credit Card
It makes Perfect Business Sense -The HDFC Bank International Business Gold card

Welcome to the world of exclusive privileges and world class services. The HDFC Bank International Business Gold Card is designed to add value to your business, while keeping in mind the conveniences and lifestyle benefits for BUSINESS OWNERS and the SELF EMPLOYED community specifically.

To know more about the features, services and how you can benefit from the HDFC Bank Business Gold Card, read on.


Features of Business Gold Card

Higher Credit limit
Get up to Rs.10 lacs as credit limit on the card basis the company / business financials.

Attractive Business Savings
Save on your business related spends with our unique features and extensive partner tie-ups. These smart features include
  • 1% Cashback on Air spends *
    Now buy domestic air tickets through domestic airline websites and enjoy 1% cashback
  • 1% Cashback on Utility Bill Payments *
    Enjoy 1% cashback on utility bill payments (e.g. Electricity, Phone, Mobile etc.)
  • Petro Surcharge Waiver
    Drive the extra mile with the Business Gold Card. Enjoy full waiver of the fuel surcharge across all fuel pumps.
  • Surcharge waiver on Rail tickets *
    Enjoy surcharge waiver on Rail ticket bookings done through www.irctc.co.in
  • Business Savings Indicator **
    Spend category
    Estimated Annual Expenses
    HDFC Bank Business Gold Card Offer
    Business Savings Rs.
    Air ticket
    6 Air tickets @ Rs.5000 per ticket (Total Rs.30000)
    1% Cashback *
    300
    Utility Bill Payments (e.g. Electricity Bill, Telephone Bill etc.)
    Rs.40000

    1% Cashback *

    400

    Rail ticket booked through www.irctc.co.in
    6 Rail tickets @ Rs.1000 per ticket (Total Rs.6000)
    Surcharge waiver *
    108
    Petrol
    Rs.48000
    Surcharge waiver
    1200
    Total
    Rs. 124000

    Rs.2008

*subject to minimum statement balance of Rs.7500/- and would get credited in the next statement.

** The above indicator is based on hypothetical expense estimates.

Revolving credit facility  
Pay a minimum amount, which is 5% (subject to a minimum amount of Rs.200) of your total bill amount or any higher amount whichever is convenient and carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.25% per month (39.0% annually).

Interest free credit facility  
Avail of up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

Worldwide acceptance 
Accepted at over 23 million Merchant Establishments around the world, including 110,000 Merchant Establishments in India.

Cash at your fingertips 
In a situation where you need cash, just step into any one of our ATMs or MasterCard Member ATMs and withdraw cash upto 20% of your credit limit at a very nominal charge.

Zero liability on lost card
If you happen to lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions on your card.
w.e.f. 1st July 2009, No Reward Point would get accrued on existing and new cards but enjoy cashback feature as described under Business Savings program above.

  Apply Now
    Just fill the Online Application Form and our representative will get in touch     with you shortly.

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