Premium Banking

NRI PREFERRED BANKING

Exclusivity is the word to describe the HDFC Bank NRI Preferred Banking experience. With a dedicated Relationship Manager who helps you every step of the way for your financial and banking needs, you are in for exclusive privileges and benefits.

Features & Benefits
- Dedicated Relationship Manager for all your financial needs and to help you make sound investment decisions
- Exclusive privileges:
  - Free International Gold Debit Card, with a higher spending limit of up to Rs. 50,000 and a cash withdrawal limit of up to Rs. 50,000/- per day
  - Combined monthly statement of your Savings and Fixed Deposit Accounts
  - No minimum balance requirement in your accounts
  - Free 'at par' cheque books on your Savings Accounts
  - Free Alerts on your mobile phone or in email inbox with InstaAlert
  - Free standing instructions facility
- Preferential Forex rates
- 50% discount on locker charges
- Preferential loan rates
- Multiple investment options like Rupee deposits, FCNR and Offshore deposits, Mutual Funds, Insurance, trading in the Indian Equity market, Currency forward covers and tax savings investments
- Buy, sell your Mutual Funds and view your portfolio online, with updated NAV values and other relevant details
- Trade in equities on recognised Indian stock exchanges under the Portfolio Investment Scheme* (PIS)
- Avail of online trading services through HDFC Securities and link your Savings, Demat, PIS and Trading Accounts to enjoy a seamless flow of funds and shares between your accounts
  Sign up for our Private Banking Services* and benefit from our extensive research across Equities, Debt, Mutual Funds and Commodities.
- Waiver of up to Rs.2,500 per annum on a host of service charges:
  - Demand Draft / Manager's cheque charges
  - Inter-branch funds transfer charges
  - Cheque return charges
  - Stop payment charges
  - Cheque collection charges
  - Outward remittance charges
  - DD cancellation charges
  - Hold mail charges
  - Duplicate statement charges
  - Recovery of old records charges
- Dedicated 24x7 Phone Banking number +91-22-67606161 for all your account related queries and assistance.
Eligibility
You are eligible for the HDFC Bank NR Preferred Program ** if you:
- Hold at least one Savings Account, sole or joint account, with HDFC Bank
- Maintain a minimum Average Monthly balance of Rs. 5 Lakh in your Savings Account for the last 2 quarters
OR
- Maintain a SB - FD Relationship of Rs. 15 Lakh in at least one NRI Savings Account (compulsory)
- The requisite balance can be maintained over your accounts and over those of your immediate family members
** Entry into the Preferred Program is at the sole discretion of the Bank

# HDFC Bank can at its sole discretion, amend any of the services/ facilities given in the account either wholly or partially at any time by giving at least 30 days of notice and/or provide an option to switch to other services/ facilities.