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Period GBP USD EURO JPY Effective From
< 29 Days 0.65% p.a. 0.25% p.a. 1.00% p.a. 0.25% p.a. June 01, 2009
30 days - 3 Months 1.25% p.a. 0.50% p.a. 1.25% p.a. 0.25% p.a. June 01, 2009
3 Months 1 day - 6 Months 1.50% p.a. 1.25% p.a. 1.50% p.a. 0.25% p.a. June 01, 2009
6 Months 1 day - < 1 Year 1.75% p.a. 1.75% p.a. 1.75% p.a. 0.25% p.a. June 01, 2009
1 year - < 2 years 3.14% p.a. 2.35% p.a. 2.98% p.a. 1.80% p.a. February 1, 2012
2 years - < 3 years 2.49% p.a. 1.78% p.a. 2.42% p.a. 1.62% p.a. February 1, 2012
3 years only 2.51% p.a. 1.87% p.a. 2.50% p.a. 1.63% p.a. February 1, 2012

For interest rates on Fixed Deposits for Rs.15 Lakh and above, please contact your nearest HDFC Bank Branch.

Note: As per the Terms & Conditions of Fixed Deposit Accounts of the bank, the penalty on premature closure of Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1%. This will be applicable for deposits booked on or after 24th January 2011.

*Applicable interest rates will be given as on the date of receipt of the funds by the bank. When booking Fixed Deposit through NetBanking, please note the actual interest rate being applied on the "Confirm" screen. This screen appears before you confirm your request for opening a new Fixed Deposit.

  • Effective 01st Dec'06, the interest rate applicable for premature closure of deposits (all amounts) will be lower of :

    • The base rate for the original/contracted tenure for which the deposit has been booked OR

    • The base rate applicable for the tenure for which the deposit has been in force with the Bank.

    The base rate is the rate applicable to deposits of less than Rs.15 lacs as on the date of booking the deposit.