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Period * Interest Rate (per annum) Effective From
7 - 14 days 3.50%
 May 12, 2011
15 - 29 days 4.00%
 May 12, 2011
30 - 45 days 5.00%
 May 12, 2011
46 - 60 days 7.00%
 Aug 13, 2011
61 - 90 days 7.00%
 Feb 2, 2012
91 Days to less than 6 months 1 day
 7.25%
 Feb 2, 2012
6 months 1 day - 6 months 15 days 7.75%
 May 12, 2011
6 months 16 days 7.75%
 Jan 04, 2011
6 months 17 days - 9 months 15 days 7.25%
 May 12, 2011
9 months 16 days
 8.00%
 Aug 13, 2011
9 months 17 days - 1 Year
 7.25%
 May 12, 2011
1 year 1 day - 1 year 15 days 9.00% Aug 13, 2011
1 year 16 days 9.25%
 July 12, 2011
1 year 17 days - 2 years 8.50% Aug 13, 2011
2 years 1 day - 2 years 15 days 9.25%
 Feb 2, 2012
2 years 16 days 9.25%
 March 14, 2011
2 years 17 days - 3 years 9.25%
 Feb 2, 2012
3 years 1 day - 5 years 9.25%
 Feb 2, 2012
5 years 1 day - 8 years 8.25%
 Dec 10, 2010
8 Year 1 Day - 10 Years
 8.25%
 Dec 10, 2010

* For interest rates on Fixed Deposits for Rs.1 crore and above, please contact your nearest HDFC Bank Branch.

Note: As per the Terms & Conditions of Fixed Deposit Accounts of the bank, the penalty on premature closure of Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1%. The above rates are effective from the dates mentioned above.

*Applicable interest rates will be given as on the date of receipt of the funds by the bank. When booking Fixed Deposit through NetBanking, please note the actual interest rate being applied on the "Confirm" screen. This screen appears before you confirm your request for opening a new Fixed Deposit. The FD rate applicable for a monthly interest option will be a discounted rate over the standard FD Rate.

  • Effective 01st Dec'06, the interest rate applicable for premature closure of deposits (all amounts) will be lower of :

    • The base rate is the rate applicable to deposits of less than Rs.15 lacs as on the date of booking the deposit.