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Period	USD	GBP	Euro	JPY	AUD	CAD	Effective From
1 Yr to < 2 Yrs	2.35%	3.14%	2.98%	1.80%	6.13%	3.12%	February 1, 2012
2 Yrs to < 3 Yrs	1.78%	2.49%	2.42%	1.62%	5.09%	2.44%	February 1, 2012
3 Yrs to < 4 Yrs	1.87%	2.51%	2.50%	1.63%	5.13%	2.50%	February 1, 2012
4 Yrs to < 5 Yrs	2.06%	2.63%	2.66%	1.67%	5.37%	2.61%	February 1, 2012
5 Yrs only	2.30%	2.75%	2.85%	1.72%	5.50%	2.75%	February 1, 2012

No interest will be paid if the FCNR Deposit is cancelled prematurely before 1 year.

*Applicable interest rates will be given as on the date of receipt of the funds by the bank. When booking Fixed Deposit through NetBanking, please note the actual interest rate being applied on the "Confirm" screen. This screen appears before you confirm your request for opening a new Fixed Deposit.

Effective 01st Dec'06, the interest rate applicable for premature closure of deposits (all amounts) will be lower of :

• The base rate for the original/contracted tenure for which the deposit has been booked OR

• The base rate applicable for the tenure for which the deposit has been in force with the Bank.
  
  

The base rate is the rate applicable to deposits of less than Rs.15 lacs as on the date of booking the deposit.