HELP ME CHOOSE A PRODUCT

Ideal for transferring funds freely between India and abroad

Ideal for Managing your Rupee funds conveniently in India from anywhere in the world

Ideal for foreign nationals who have ESOPs issued by Indian companies

Ideal for foreign corporate bodies & foreign nationals on visitor's visa to India

Full repatriation – I should always be able to repatriate the entire amount

Restricted repatriation – Well, I don’t mind if full repatriation is not allowed on my account

Not a major consideration – interest can be taxed as per the Indian IT Act

Very Important - I don’t want to pay tax on the interest earned

Yes

No

NRI

Resident Individual (i.e. based in India)

USA

Canada

UK

Europe

Australia

Africa

Middle East

South East Asia

Others

Online remittance

Remittances other than the online mode

I don’t want to pay any fees

I don’t mind paying some fees

It shouldn’t take more than 2 days

It shouldn’t take more than 16 working days

It shouldn’t take more than 21 working days

It shouldn’t take more than 2 days

It shouldn’t take more than 16 working days

It shouldn’t take more than 21 working days

Looking for safe investments?

Willing to take risks?

Indian Rupees

Foreign currency

Full Amount (Principal + Interest)

Interest only

Repatriate proceeds on maturity

7 days to 364 days

1 to 5 years

6 to 10 years

Linked to deposit

linked to savings / current a/c

Not a major consideration – interest can be taxed as per the Indian IT Act

Very Important - I don’t want to pay tax on the interest earned