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Money Back Plans
Overview
Tax Benefits
Money Back Plans
You have always believed in living life on your own terms. So why let the changing realities of everyday life overwhelm you and make your aspirations take a back seat? You can plan now to ensure that you have the necessary funds to meet your future financial needs, be it saving for your wedding, buying a house or a car, saving money for children's education or taking your family on a long-planned vacation.

Making the right kind of investment will enable you to achieve your objectives - be it your immediate expenses or else securing your future financial needs. With HDFC MONEY BACK PLAN you can fulfill your short-term financial goals and even plan for the long-term.

Features
The HDFC MONEY BACK PLAN gives you:

Invaluable financial support to achieve long-term as well as short-term financial goals.
A wide range of terms and cash benefit schedules to choose from.
A choice of taking the plan on a single life basis or a joint life (first claim) basis.
Opportunity to live life on your own terms.
Choice of four additional optional benefits.
Benefits
The HDFC Money Back Plan is a "With Profits" Plan that gives you:

A proportion of the basic Sum Assured in form of Cash lump sums at regular 5-year intervals within the policy term – an ideal way to secure your short-term as well as long-term financial goals (see the table given below).
A lump sum payment on survival up to maturity date.
Valuable protection to your family by way of lump sum payment in case of your unfortunate death within the policy term. This is over and above the earlier payouts. Thereafter the policy will terminate.

Term of the policy

Number of years from policy date

Death Benefit
5 10 15 20 25 30 Within policy term
10 40% 60% + Attaching Bonuses         100% Sum assured + Attaching Bonuses (over and above the earlier payments)
15 30% 30% 40% + Attaching Bonuses      
20 25% 25% 25% 25% + Attaching Bonuses    
25 20% 20% 20% 20% 20% + Attaching Bonuses  
30 15% 15% 15% 15% 15% 25% + Attaching Bonuses

(As a % of basic sum assured)

The plan receives Simple Reversionary Bonuses, which are usually added annually. At the end of the term an additional Terminal Bonus may be paid.

These insurance products are underwritten by HDFC Standard Life.The details mentioned above are indicative of the terms, conditions,warranties and exceptions contained in the insurance policy. Please refer to the product brochure and policy document for further details or else contact our Relationship Manager at your nearest HDFC Bank Branch. HDFC Standard Life Insurance Company Limited. HDFC Money Back Plan. Form No. SN 02.UIN 101N002V01.With Riders Accidental Death Benefit UIN 101B001V02, Critical Illness Benefit UIN 101B004V02,Waiver of Premium Benefit UIN 101B003V01andAdditional Term Benefit UIN 101B002V02 .For more details on the risks factors, terms & conditions please read the sales brochure carefully before concluding a sale. Registration No: 101.Certified Corporate Agent's License No. 933982.

Certain plans are available to NRIs only when they are visiting India, please contact our branch or Relationship Manager for more details.

Insurance is the subject matter of the solicitation.


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