| Description of Charges |
NRE / NRO Savings Account |
| Minimum Balance (Average Quarterly Balance) |
| Option 1 |
Rs. 10,000 (Urban),
Rs. 5000 (Semi-Urban) |
| Option 2 |
NIL with a Fixed deposit
of Rs. 50,000 |
|
| Charges on non maintenance thereof |
| Option 1 |
Rs. 750 per qtr
(Urban & Semi-urban) |
| Option 2 |
In case of non maintenance
of Rs. 50,000 Fixed Deposit - Rs. 750 per qtr (Urban & Semi-urban) |
|
| Cheque book |
| Free |
| Rs. 5 per leaf on non maintenance of Average Quarterly Balance |
|
| Payable at par cheque book |
Free |
| Account Statements - Free |
Monthly |
| Issue of duplicate / adhoc statements |
Rs.100 at Branch, Rs.50 per statement through Phonebanking
(Non-IVR) & ATM, Rs.30 per statement through Netbanking, Phonebanking
(IVR), & Mobilebanking |
| Hold Statement |
Rs. 400 per year |
| Managers Cheques/Demand Drafts-issued-On HDFC Bank Locations |
| DD request through Branch |
| Upto Rs. 50,000 |
Rs. 75 (Rs. 50 through Phonebanking)
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking |
| Above Rs. 50,000 & upto Rs. 1 Lakh |
Rs. 2.50 per 1000 or part thereof (Min Rs. 100) |
| Above Rs. 1 Lakh |
Rs. 2 per 1000 or part thereof (Min Rs. 250 & Max Rs. 5000) |
| DD request through Netbanking-Free |
| Upto Rs. 1 Lakh |
Rs. 30 |
| Third party DD* upto Rs. 50,000 |
Rs. 100 (this limit is applicable per cust id per day) |
| (*Third Party Registration required) |
|
| Managers Cheque/Demand Drafts - Cancellation / Revalidation |
Rs. 50 |
| Demand Drafts- Issued - On Non HDFC Bank Locations |
| Rs. 50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof (Min Rs. 300) |
|
| Cheque Collection - Local Clearing Zone |
Free |
| Collection of outstation cheques - our bank locations |
| Cheques drawn on metro/non-metro cities (Branch Locations) |
| Cheque value Rs. 0 to Rs. 500 |
No Charges |
| Cheque value Rs. 501 &above |
Re. 1 per 1000 (Min Rs. 50) |
| * Credit on receipt of clear funds |
|
| Collection of outstation cheques - other locations |
| Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up - 0.40% (Min Rs. 50) |
| Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques - 0.65% + Rs. 25 (Min Rs. 50) |
| * Credit on receipt of clear funds |
|
| Cheque return charges drawn on us - Local |
| Due to insufficient funds - Rs. 350 |
| Due to Technical reasons - No charge |
| Rs. 400 on non-maintenance of Average Quarterly Balance |
|
| Cheque return charges drawn on us deposited in other locations |
Rs. 75 |
| Cheques deposited - outward |
| Rs. 50 |
| Rs. 100 on non maintenance of Average Quarterly Balance |
|
| Balance Enquiry - at Branch |
Rs. 25 |
| Balance Certificate |
Current year - Free,
Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge |
| Photo Attestation |
Rs. 50 |
| Signature Attestation |
Rs. 50 |
| Address Confirmation |
Rs. 50 |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Rs. 40 through Phonebanking),
Range of Cheques - Rs. 100 (Rs. 80 through Phonebanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per transcation plus remittance charge |
| Unarranged overdraft |
Rs. 100 per occasion + 18% interest pa |
| Cash Delivery (in select cities) |
Rs. 50 per delivery subject to max value of Rs. 1 Lakh |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record,
Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No Charges |
| Branch transactions |
| Free |
| 3 free in the qtr & Rs. 60 per additional transaction on non-maintenance of Average Quarterly Balance (cash deposit/withdrawal) |
|
| Interbranch transactions through teller counters - Funds Transfer |
Free |
| Interbranch transactions through teller counters - Cash transactions |
Upto Rs. 50,000 - Free, Above Rs. 50,000 - Rs. 2.90 per 1000 |
| Local Cheque deposited for outstation accounts |
| Cheque value Rs. 0 to Rs. 500 |
No Charge |
| Cheque value Rs. 501 & above |
Re. 1 per 1000 (Min Rs. 50) |
|
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
| Free |
| Rs. 50 per call on non maintenance of Average Quarterly Balance for transactions that are available on IVR but are done through the PhoneBanking executive |
|
| ATM Card |
Free |
| ATM Card - Replacement charges |
Rs. 100 |
| ATM Card - Transaction charge for Partner banks |
NA |
| ATM Card - Transaction charge for Non-Partner banks |
NA |
Regular Debit Card (NRE Account)
Domestic Debit Card (NRO Account) Annual Fee |
Annual fee Rs. 100 per year (waived for first year)
|
Debit Card (NRE Account) -
Annual Fee - Gold |
Rs. 500 per year |
| Debit Card - Annual Fee - Women's Card |
Rs. 150 per year |
| Debit Card - Renewal Fee - Regular |
Rs. 100 per year |
| Debit Card (NRE Account) - Renewal Fee - Gold |
Rs. 500 per year |
| Debit Card - Renewal Fee - Women's Card |
Rs. 150 per year |
| Debit Card - Replacement charges |
Replacement of a damaged card - No charges &
Replacement of a lost card - Rs. 100 (for all card types) |
| Debit Card - Transaction Charge - HDFC Bank ATMs |
| Free |
| 5
free in the qtr & Rs. 30 per additional transaction on non-maintenance
of Average Quarterly Balance (cash deposit/withdrawal) |
|
| Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs |
Rs. 15 per balance enquiry &
Rs. 55 per cash withdrawal |
| Debit Card - Transaction Charge - Non HDFC Bank International ATMs |
Rs. 15 per balance enquiry &
Rs. 110 per cash withdrawal |
| Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders) |
Balance enquiry - Not available & Rs. 100 per cash withdrawal |
| Debit Card - Transaction Charge - SBI/Andhra Bank ATMs |
Rs. 10 per balance enquiry &
Rs. 20 per cash withdrawal |
| PIN regeneration charge |
Rs. 25 |
| Decline charge for insufficient balance |
Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction |
| Add-on Debit Card - Regular |
Rs. 100 per year - One add-on card free for the first year |
| Add-on Debit Card - Gold Card |
Rs. 500 per year |
| Add-on Debit Card - Women's Card |
Rs. 150 per year |
| BillPay |
Rs. 25 per qtr per Customer ID |
| InstaPay |
Rs. 10 per transaction |
| InstaAlert (Email alerts only) |
Free |
| Visa Money Transfer |
Rs. 20 per transaction |
| EFT Charges - Inward |
NIL |
| EFT Charges- outward |
NIL |
| RTGS - Outward |
Rs. 0.25 per 1000 per transaction (Min Rs. 50, Max Rs. 1000) |
| RTGS - Inward |
NIL |
| Mobilebanking |
Free |
| Netbanking |
Free |
