| Description of Charges |
NRE / NRO Savings Account |
| Minimum Balance (Average Quarterly
Balance) |
| Option 1 |
Rs. 10,000 (Urban),
Rs. 5000 (Semi-Urban) |
| Option 2 |
NIL with a Fixed deposit
of Rs. 50,000 |
|
| Charges on non maintenance thereof |
| Option 1 |
Rs. 750 per qtr
(Urban & Semi-urban) |
| Option 2 |
In case of non maintenance
of Rs. 50,000 Fixed Deposit - Rs. 750 per qtr (Urban & Semi-urban) |
|
| Cheque book |
| Free |
| Rs. 5 per leaf on non maintenance
of Average Quarterly Balance |
|
| Payable at par Cheque book |
No Charges |
| Account Statements - Free |
Monthly |
| Issue of duplicate / adhoc statements |
Rs.100 at Branch, Rs.50 per statement
through Phonebanking (Non-IVR) & ATM, Rs.30 per statement through
Netbanking, Phonebanking (IVR), & Mobilebanking |
| Hold Statement |
Rs. 400 per year |
| Managers Cheques/Demand Drafts-issued-On
HDFC Bank Locations |
| DD request through
Branch |
| Upto Rs. 50,000 |
Rs. 75 (Rs. 30 through Phonebanking)
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for
other customers accepted at Phonebanking |
| Above Rs. 50,000 & upto Rs.
1 Lakh |
Rs. 2.50 per 1000 or part
thereof (Min Rs. 150) |
| Above Rs. 1 Lakh |
Rs. 2 per 1000 or part thereof (Min Rs. 250
& Max Rs. 5000) |
| DD
request through Netbanking-Free |
| Upto Rs. 1 Lakh |
Rs. 30 |
| Third party DD* upto Rs. 1 Lakhs |
Rs .30+(Corr. Bank charges if applicable)
|
| (*Third Party Registration required.Customers registered for Third
Party Transfers have a maximum limit of 5 lacs per cust id and
hence can issue multiple DDs of 1 lacs upto 5 lacs and send it
to the benefiacry address) |
|
| Managers Cheque/Demand Drafts -
Cancellation / Revalidation |
Rs. 50 |
| Demand Drafts- Issued - On Non
HDFC Bank Locations |
| Rs.
50 plus charges as outlined below: |
| Upto Rs. 500 |
Rs. 10 |
| Above Rs. 500 to Rs. 1000 |
Rs. 15 |
| Above Rs. 1000 to Rs. 5000 |
Rs. 25 |
| Above Rs. 5000 to Rs. 10,000 |
Rs. 30 |
| Above Rs. 10,000 to Rs. 1 Lakh |
Rs. 3 per 1000 or part thereof |
| Above Rs. 1 Lakh |
Rs. 6 per 1000 or part thereof
(Min Rs. 300) |
|
| Cheque Collection - Local Clearing
Zone |
Free |
| Collection of outstation cheques
- our bank locations |
| Upto Rs 10,000
|
Rs. 50/- |
| Rs. 10,000/- to Rs. 1,00,000/- |
Rs. 100/- |
| Rs. 1,00,001/- and above |
Rs. 150/- |
|
| Collection of outstation cheques
- other locations |
| Upto Rs 10,000
|
Rs. 50/- |
| Rs. 10,000/- to Rs. 1,00,000/- |
Rs. 100/- |
| Rs. 1,00,001/- and above |
Rs. 150/- |
|
| Cheque return charges drawn on
us - Local |
| Due
to insufficient funds - Rs. 350 |
| Due to Technical reasons
- No charge |
| Rs.
400 on non-maintenance of Average Quarterly Balance |
|
| Cheque return charges drawn on
us deposited in other locations |
Rs. 75 |
| Cheques deposited - outward |
| Rs.
50 |
| Rs. 100 on non maintenance
of Average Quarterly Balance |
|
| Balance Enquiry - at Branch |
Free |
| Balance Certificate |
Current year - Free,
Previous year - Rs. 250 |
| Interest Certificate |
Rs. 50 |
| TDS Certificate |
Free |
| Account Closure |
Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge |
| Photo Attestation |
Rs. 50 |
| Signature Attestation |
Rs. 50 |
| Address Confirmation |
Rs. 50 |
| Stop Payment Charges |
Particular Cheque - Rs. 50 (Free
through Phonebanking),
Range of Cheques - Rs. 100 (Free through Phonebanking) |
| Cheque status per instance |
Rs. 25 |
| Standing Instructions |
Setting up Rs. 150, Rs. 25 per
transcation plus remittance charge |
| Unarranged overdraft |
Rs. 100 per occasion + 18% interest
pa |
| Cash Delivery (in select cities) |
Rs. 50 per delivery subject to
max value of Rs. 1 Lakh |
| Old records/copy of paid cheques |
Upto 1 year - Rs. 50 per record,
Above 1 year - Rs. 100 per record |
| Activation of dormant account |
No Charges |
| Branch transactions |
| Free |
| 3 free in the qtr &
Rs. 60 per additional transaction on non-maintenance of Average
Quarterly Balance (cash deposit/withdrawal) |
|
| Interbranch transactions through
teller counters - Funds Transfer |
Free |
| Interbranch transactions through
teller counters - Cash transactions |
Upto Rs. 50,000 - Free per month,
Above Rs. 50,000 - Rs. 2.90 per 1000 on the full amount |
| Local Cheque deposited for outstation
accounts |
No Charge |
| Phonebanking - IVR |
Free |
| Phonebanking - Non IVR |
| Free |
| Rs. 50 per call
on non maintenance of Average Quarterly Balance for transactions
that are available on IVR but are done through the PhoneBanking
executive |
|
| ATM Card |
Free |
| ATM Card - Replacement charges |
Rs. 100 (Plus taxes) |
| ATM Card - Transaction charge for
Partner banks SBI & Andhra bank |
Balance enquiry and Cash withdrawal
: Free |
| ATM Card - Transaction charge for
Non-Partner banks |
NA |
Regular Debit Card (NRE Account)
Domestic Debit Card (NRO Account) Annual Fee |
Annual fee Rs. 100 per year (waived
for first year)
|
Debit Card (NRE Account) -
Annual Fee - Gold |
Rs. 500 per year ( plus taxes ) |
| Debit Card - Annual Fee - Women's
Card |
Rs. 100 per year ( plus taxes ) |
| Debit Card - Renewal Fee - Regular |
Rs. 100 per year ( plus taxes ) |
| Debit Card (NRE Account) - Renewal
Fee - Gold |
Rs. 500 per year ( plus taxes ) |
| Debit Card - Renewal Fee - Women's
Card |
Rs. 100 per year ( plus taxes ) |
| Debit Card - Replacement charges |
Replacement of a damaged card -
No charges &
Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) |
| Debit Card - Transaction Charge
- HDFC Bank ATMs |
|
| Debit Card - Transaction Charge
- Non HDFC Bank Domestic ATMs |
Balance enquiry and Cash withdrawal
: Free |
| Debit Card - Transaction Charge
- Non HDFC Bank International ATMs |
Rs. 15 per balance enquiry &
Rs. 110 per cash withdrawal |
| PIN regeneration charge |
Rs. 25 (plus taxes) |
| Decline charge for insufficient
balance |
Transactions declined at other
Bank ATMs anywhere in the world or at a Merchant outlet outside India
due to insufficient funds will be charged at Rs. 25 per transaction
(plus taxes) |
| Add-on Debit Card - Regular |
Rs. 100 per year (plus taxes) -
One add-on card free for the first year |
| Add-on Debit Card - Gold Card |
Rs. 500 per year (plus taxes) |
| Add-on Debit Card - Women's Card |
Rs. 100 per year (plus taxes) |
| BillPay |
Rs. 25 (plus taxes) per qtr per
Customer ID |
| InstaPay |
Rs. 10 (plus taxes) per transaction |
| InstaAlert (Email alerts only) |
Free |
| Visa Money Transfer |
Rs. 20 (plus taxes) per transaction |
| NEFT Charges - Inward |
NIL |
| NEFT Charges- outward |
NIL |
| NEFT Charges for Indo
Nepal transactions |
Customers having NSBL*A/c - Rs
20/- |
Customers having Non-NSBL* A/c: Upto Rs 5,000 - Rs
70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd |
| RTGS - Outward |
Rs.1,00,000 to Rs.5,00,000 -Rs.25/-,
Rs.5,00,000 and above - Rs. 50/- plus service tax & education cess |
| RTGS - Inward |
NIL |
| Mobilebanking |
Free |
| Netbanking |
Free |
| ECS (Debit) Return Charges |
Rs 200 (plus taxes) |
