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NRE Savings
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NRE Savings
Fees & Charges for NRE / NRO Savings Account
Description of Charges NRE / NRO Savings Account
Minimum Balance (Average Quarterly Balance)
Option 1 Rs. 10,000 (Urban), Rs. 5000 (Semi-Urban)
Option 2 NIL with a Fixed deposit of Rs. 50,000
Charges on non maintenance thereof
Option 1 Rs. 750 per qtr (Urban & Semi-urban)
Option 2 In case of non maintenance of Rs. 50,000 Fixed Deposit - Rs. 750 per qtr (Urban & Semi-urban)
Cheque book
Free
Rs. 5 per leaf on non maintenance of Average Quarterly Balance
Payable at par Cheque book No Charges
Account Statements - Free Monthly
Issue of duplicate / adhoc statements Rs.100 at Branch, Rs.50 per statement through Phonebanking (Non-IVR) & ATM, Rs.30 per statement through Netbanking, Phonebanking (IVR), & Mobilebanking
Hold Statement Rs. 400 per year
Managers Cheques/Demand Drafts-issued-On HDFC Bank Locations
DD request through Branch
Upto Rs. 50,000 Rs. 75 (Rs. 30 through Phonebanking)
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking
Above Rs. 50,000 & upto Rs. 1 Lakh Rs. 2.50 per 1000 or part thereof (Min Rs. 150)
Above Rs. 1 Lakh Rs. 2 per 1000 or part thereof (Min Rs. 250 & Max Rs. 5000)
DD request through Netbanking-Free
Upto Rs. 1 Lakh Rs. 30
Third party DD* upto Rs. 1 Lakhs Rs .30+(Corr. Bank charges if applicable)
(*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address)
Managers Cheque/Demand Drafts - Cancellation / Revalidation Rs. 50
Demand Drafts- Issued - On Non HDFC Bank Locations
Rs. 50 plus charges as outlined below:
Upto Rs. 500 Rs. 10
Above Rs. 500 to Rs. 1000 Rs. 15
Above Rs. 1000 to Rs. 5000 Rs. 25
Above Rs. 5000 to Rs. 10,000 Rs. 30
Above Rs. 10,000 to Rs. 1 Lakh Rs. 3 per 1000 or part thereof
Above Rs. 1 Lakh Rs. 6 per 1000 or part thereof (Min Rs. 300)
Cheque Collection - Local Clearing Zone Free
Collection of outstation cheques - our bank locations
Upto Rs 10,000 Rs. 50/-
Rs. 10,000/- to Rs. 1,00,000/- Rs. 100/-
Rs. 1,00,001/- and above Rs. 150/-
Collection of outstation cheques - other locations
Upto Rs 10,000 Rs. 50/-
Rs. 10,000/- to Rs. 1,00,000/- Rs. 100/-
Rs. 1,00,001/- and above Rs. 150/-
Cheque return charges drawn on us - Local
Due to insufficient funds - Rs. 350
Due to Technical reasons - No charge
Rs. 400 on non-maintenance of Average Quarterly Balance
Cheque return charges drawn on us deposited in other locations Rs. 75
Cheques deposited - outward
Rs. 50
Rs. 100 on non maintenance of Average Quarterly Balance
Balance Enquiry - at Branch Free
Balance Certificate Current year - Free,
Previous year - Rs. 250
Interest Certificate Rs. 50
TDS Certificate Free
Account Closure Upto 14 days - No charge
15 days upto 6 months - Rs 100/-
Above 6 months - No charge
Photo Attestation Rs. 50
Signature Attestation Rs. 50
Address Confirmation Rs. 50
Stop Payment Charges Particular Cheque - Rs. 50 (Free through Phonebanking),
Range of Cheques - Rs. 100 (Free through Phonebanking)
Cheque status per instance Rs. 25
Standing Instructions Setting up Rs. 150, Rs. 25 per transcation plus remittance charge
Unarranged overdraft Rs. 100 per occasion + 18% interest pa
Cash Delivery (in select cities) Rs. 50 per delivery subject to max value of Rs. 1 Lakh
Old records/copy of paid cheques Upto 1 year - Rs. 50 per record,
Above 1 year - Rs. 100 per record
Activation of dormant account No Charges
Branch transactions
Free
3 free in the qtr & Rs. 60 per additional transaction on non-maintenance of Average Quarterly Balance (cash deposit/withdrawal)
Interbranch transactions through teller counters - Funds Transfer Free
Interbranch transactions through teller counters - Cash transactions Upto Rs. 50,000 - Free per month, Above Rs. 50,000 - Rs. 2.90 per 1000 on the full amount
Local Cheque deposited for outstation accounts No Charge
Phonebanking - IVR Free
Phonebanking - Non IVR
Free
Rs. 50 per call on non maintenance of Average Quarterly Balance for transactions that are available on IVR but are done through the PhoneBanking executive
ATM Card Free
ATM Card - Replacement charges Rs. 100 (Plus taxes)
ATM Card - Transaction charge for Partner banks SBI & Andhra bank Balance enquiry and Cash withdrawal : Free
ATM Card - Transaction charge for Non-Partner banks NA
Regular Debit Card (NRE Account)
Domestic Debit Card (NRO Account) Annual Fee
Annual fee Rs. 100 per year (waived for first year)
Debit Card (NRE Account) -
Annual Fee - Gold
Rs. 500 per year ( plus taxes )
Debit Card - Annual Fee - Women's Card Rs. 100 per year ( plus taxes )
Debit Card - Renewal Fee - Regular Rs. 100 per year ( plus taxes )
Debit Card (NRE Account) - Renewal Fee - Gold Rs. 500 per year ( plus taxes )
Debit Card - Renewal Fee - Women's Card Rs. 100 per year ( plus taxes )
Debit Card - Replacement charges Replacement of a damaged card - No charges &
Replacement of a lost card - Rs. 100 (plus taxes) (for all card types)
Debit Card - Transaction Charge - HDFC Bank ATMs
Free
Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs Balance enquiry and Cash withdrawal : Free
Debit Card - Transaction Charge - Non HDFC Bank International ATMs Rs. 15 per balance enquiry &
Rs. 110 per cash withdrawal
PIN regeneration charge Rs. 25 (plus taxes)
Decline charge for insufficient balance Transactions declined at other Bank ATMs anywhere in the world or at a Merchant outlet outside India due to insufficient funds will be charged at Rs. 25 per transaction (plus taxes)
Add-on Debit Card - Regular Rs. 100 per year (plus taxes) - One add-on card free for the first year
Add-on Debit Card - Gold Card Rs. 500 per year (plus taxes)
Add-on Debit Card - Women's Card Rs. 100 per year (plus taxes)
BillPay Rs. 25 (plus taxes) per qtr per Customer ID
InstaPay Rs. 10 (plus taxes) per transaction
InstaAlert (Email alerts only) Free
Visa Money Transfer Rs. 20 (plus taxes) per transaction
NEFT Charges - Inward NIL
NEFT Charges- outward NIL
NEFT Charges for Indo Nepal transactions Customers having NSBL*A/c - Rs 20/-
Customers having Non-NSBL* A/c: Upto Rs 5,000 - Rs 70/-
Above Rs 5,000 - Rs 95/-
* Nepal State Bank Ltd
RTGS - Outward Rs.1,00,000 to Rs.5,00,000 -Rs.25/-,
Rs.5,00,000 and above - Rs. 50/- plus service tax & education cess
RTGS - Inward NIL
Mobilebanking Free
Netbanking Free
ECS (Debit) Return Charges Rs 200 (plus taxes)

As per the Finance Bill 2009, all fees and charges mentioned above will attract Service Tax @ 10% and Education Cess @ 3% of the service tax amount effective 24th Feb 2009.

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