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Interest rates on your Super Saver deposit vary according to the tenure of your deposit. The applicable rates are the same as those for NRO Fixed Deposits.
Click here to view the Interest Rates.
Your Super Saver Account ensures that you earn a higher interest rate than you would with a Regular NRI Savings Account. Here's how:
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For a Super Saver facility against NRE/NRO Term Deposits, the interest rate applicable on the amount withdrawn is
- 2% above the deposit interest rate for a limit upto 75% of the deposit value.
- 2.75% above the deposit interest rate for a limit upto 90% of deposit value.
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For a Super Saver facility against your FCNR Term Deposit, the interest rate applicable on the amount withdrawn is equal to
- Deposit interest rate + 2% + swap cost for a limit upto 75% of the deposit value.
- Deposit interest rate + 2.75% + swap cost for a limit upto 90% of the deposit value.
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If your Savings Account has a credit balance, you will also earn 4% paid into your account quarterly, on the funds in your Savings Account.
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The minimum tenure of the fixed deposit should be 6 months incase of NRE/NRO deposits and one year incase of FCNR deposit accounts.
The overdraft facility will be granted on the NRO
savings account and can be repaid through foreign inward remittances or
through local sources.
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Click here to Apply now
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