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NRO Savings
Features and Benefits
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NRE Savings
Need to open a Savings or a Current Account or even a Term Deposit in Indian Rupees? Turn to HDFC Bank's Non Resident Ordinary (NRO) Account. With this, you get a host of advantages.

You can repatriate the interest amount on this account after payment of applicable taxes.
If you have any investments made in Indian rupees, you also get the advantage to route these out of India.
You can operate this account easily via our wide range of Access Your Bank options anytime, no matter where you are in any part of the world.

Special Offer - FREE** Demand Drafts for NRI customers
Features & Benefits
Joint Accounts:
Open an NRO Account jointly with an Indian Resident .
EasyShop NRO Debit Card
Get an EasyShop NRO Debit Card that can be used at any HDFC Bank ATM for cash withdrawals and merchant locations for POS transactions in India. Click here to know more.
ATM Card
Get an ATM Card that can be used at any HDFC Bank ATM location. Click here to know more.
ATM Card to Mandate Holders
Make it easier for your family in India to access and manage your NRI savings account. You can now appoint your relative or friend as a Power of Attorney / Mandate holder, who can operate your account on your behalf through an individual ATM card. They can use this ATM card to withdraw cash from any of our widespread network of ATMs across India.

Click here to download the Application form, which has to be signed by both the account holder as well as the Power of Attorney/Letter of Mandate holder on the NRI savings account.
Letter of Mandate
You can give a letter of Mandate/POA to your local representative in India who can operate the account on your behalf. Download a Mandate Form
Personalised Cheque book:
You get a personalised cheque book, that is issued on the NRO Savings Account.
NetBanking:
Now, a FREE, safe and secure way to do your banking over the Internet. Using the highest level of encryption, for maximum security, pay your utility bills in India, transfer funds between your accounts or to third parties within the bank, all at the click of a mouse. Click here to know more...
BillPay:
Use this convenient facility to pay your electricity, phone and mobile phone bills. Click here to find our more about this facility.

You can even use the BillPay facility through NetBanking to pay phone, electricity and mobile phone bills in 36 Indian cities, right from where you are, thousands of miles away. Click here to know more...
Nomination Facility:
Nomination is allowed in NRO Accounts.
FREE Monthly Statements:
Get Monthly statements at your mailing address.Duplicate statements are available for a fee
PhoneBanking:
Enjoy FREE 24-hour PhoneBanking to manage your accounts Click here to know more...
Intercity Banking:
Enjoy the convenience of banking at any of our branches in India.


**FREE Rupee Demand Drafts payable at HDFC Bank locations offer is applicable for HDFC Bank NRE/NRO Savings Account

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