Offers Travels

Power speaks its own language. Presenting the new HDFC Bank Infinia Credit Card! With the power of Infinia by your side, you can access a whole new world of possibilities to enrich your life and work. Browse through to know more about the amazing privileges in store for you.


Infinia Power

Unrestrained spending power

Shop without worrying about credit or spending limits. The HDFC Bank Infinia Credit Card comes with a minimum credit limit of Rs 10 lakh and the unique NPSL* (No Pre-set Spending Limit) feature. What’s more, your card is safeguarded against fraudulent transactions, so that your interests are protected, always.

* HDFC Bank will exercise its discretion to honor your transactions above your assigned credit limit on a case-to-case basis, taking spend and payment pattern into consideration.

Lounge Access

Loaded with features, so you travel light

When you have arrived in life, traveling should be the least of your worries. The HDFC Bank Infinia Credit Card is your ideal travel companion, which provides you a complimentary Priority Pass Membership that allows you preferential access * to 600 airport lounges globally. Primary card members may utilize the refreshment and business center facilities at these lounges. Please note that the presentation of the Priority Pass card at the participating airport lounge is mandatory to avail access.
In addition, avail of the facilities at a host of Domestic and International Lounges**

For HDFC Bank Visa Infinia Credit Card lounges, click here
For HDFC Bank Mastercard Infinia Credit Card lounges,click here

* The access and usage at lounges is complimentary only for Primary Card members. A fee of $27 per person per visit will be charged to the card account for all accompanying guests (including add-on card members). The above fee is indicative and usage charges may vary from one lounge to another. Please visit for the latest list of lounges.

**Valid for Visa/Mastercard Infinia card holders only.

Bask In Luxury

Upscale benefits, memorable experiences
Indulgence just got redefined. The HDFC Infinia Credit Card introduces you to the exclusive Taj InnerCircle Gold and Epicure Plus membership. As a primary card holder, you will be enrolled for both programs once you use your Card. These complimentary memberships offer you special privileges at the Taj Hotels and Resorts, some of which are:

  • 2.5 Epicure Points (each point is worth Rs 10) for every Rs 100 spent (net of taxes) at participating restaurants. You may redeem these points for fine dining experiences and exotic holidays at the Taj, or to offset stay and dining bills.
  • One Taj InnerCircle Point for every Rs 80 spent on a room at Taj hotels around the world
  • Happy Hours at the participating bars (6 pm-8 pm), any evening of the week, for a group of up to six people
  • A set of gift certificates (valid for a year) for:
         A complimentary round of drinks on any evening of the week

         50% discount on a buffet lunch at a Taj Coffee Shop from Monday to Saturday, and, two weekends at half rates at select hotels

  • Faster, easier and flexible check-in and departure formalities
  • 10% discount on all Taj Holiday offers when reservations are made directly with the hotels or at Taj Reservations Worldwide
  • 10% discount on the Best Available Rate (BAR) Plan at all participating hotels where the BAR Plan is available
  • 30% discount on rack rates at the Taj Club Room and Suites
  • Complimentary double occupancy benefits for your spouse at Taj hotels within India (except the Taj Safaris Lodges) on bookings on rack, BAR, or negotiated corporate rates.
  • Greeting with flowers and fruits in the room
  • In-room greetings with flowers and fruits
  • Access to the health club, and a complimentary steam bath or sauna whenever you stay at the Taj
  • 10% discount on telephone and fax services
  • 15% discount on laundry services
  • 20% discount on business center services
  • 20% discount on all treatments at Jiva Spas in India – on presentation of the membership card
*Terms and conditions of Taj InnerCircle program apply. Please visit, or call +91 (022) 6601 4842 for further details. Your Taj InnerCircle Gold and Epicure Plus welcome kit will be delivered to you within two weeks from the date of activation of your HDFC Bank Infinite Credit Card.

Preferential Benefits

Low-cost privileges. Always.

With the HDFC Bank Infinia Credit Card, you can access the best things in life at the lowest cost of ownership possible. Low-cost benefits that come with this card are:

  • Low interest rate: You can enjoy upto 50 days of interest-free credit period* with the HDFC Bank Infinia Credit Card. You also have the convenient option of managing your payments according to your requirement. If you choose to carry forward your balance to the next month, an unbelievably low interest rate of 1.99% per month is applicable.
  • No cash withdrawal fee: Withdraw cash of upto 40% of your credit limit without any cash withdrawal charges.
  • Lowest foreign currency markup fee: We understand that international travel is an essential part of your life and hence your HDFC Bank Infinia Credit Card offers you the lowest markup fee of 2% on all foreign currency transactions.
  • Fuel Surcharge Waiver- Enjoy 0 % surcharge on all your fuel transactions between Rs 400 to Rs 40000 across fuel stations. (capped at Rs 1000 per billing cycle)

Best In Class Rewards

Earn while you spend
The HDFC Bank Infinia Credit Card allows you to earn reward points for each transaction you make. For every Rs 150 spent, you can earn 5 reward points; no conditions attached.

There is a list of exclusive products to choose from for redeeming your reward points. You can also choose to convert your points into air miles for leading domestic airlines like Jet Airways and Air India.

Reward points validity

Reward points are valid only for 3 years from the date of accumulation.
ex:- if you receive reward points in May 2015, same will expire in May 2018.

Unparalleled Protection

Peace of mind assured

You will be glad to know that one of the many standard features of the HDFC Bank Infinia Credit Card is peace of mind. That is why we have included international travel insurance as part of the numerous privileges. The Card provides the following complimentary insurance covers:
  • Accidental death: In case of death in an air accident, the nominated next of kin will receive a compensation of Rs 3 crore.
  • Medical emergency cover: The card holder is covered up to Rs 50 lakh against medical emergencies during travel abroad.
  • Credit shield: The outstanding amount on the Infinia credit card is covered to an extent of Rs 9 lakh in case of death.
*The above insurance covers are valid for primary card members only, and will be available only after the card member activates his/her HDFC Bank Infinia Credit Card. Activation is defined as ‘the first purchase at a retail outlet or cash withdrawal from an ATM using the HDFC Bank Infinia Credit Card’. These insurance covers are not provided by HDFC Bank. Exclusions/limitations are applicable according to the policies of the concerned insurance company.

Priority Customer Service

You are our priority. 24x7
Our dedicated customer care number and service email ID is available to ensure that you get the expert assistance, no matter what time of the day or night. Our experienced customer service representatives are trained to provide quick, reliable solutions for all your requirements or queries.

Click here to contact us.

Concierge Services

Convenience at your fingertips

Allow us to make your life easier while you concentrate on taking all-important business decisions. HDFC Bank offers its privileged card members 24x7 concierge assistance via the Infinia Customer Center. As part of the membership, you will have complimentary access to concierge services, which include information, reservations and referrals, through a dedicated network of global toll-free numbers. Some of the services provided by the Concierge are:

Entertainment planning
  • Restaurant information, referrals and reservations
  • Business and personal entertainment planning
  • Cultural and event information, reservations and ticketing
  • Golf course information, tee times and reservations
  • Health and fitness clubs, leisure tours and sports activities
Country and major city information
  • Highlights, sights and attractions
  • Tourist information
  • Shopping information
  • Holidays and celebrations
Travel information and assistance
  • Pre-trip information for major international destinations
  • Emergency travel assistance
Business services
  • Emergency translation services
  • Business equipment rental referrals and arrangements
  • Meeting and conference facility referrals and arrangements
Gifts and other services
  • Gift arrangements
  • Send-it-home package delivery
  • Specialty research and shopping requests
In addition to our exclusive concierge services, we will also provide you emergency assistance, such as card replacement, cash disbursement and medical assistance through this one-stop shop. The Concierge Service is also available through Concierge Online at

Additional Benefits

Don’t lose sleep over a lost card

If you lose your HDFC Bank Infinia Credit Card, do not worry. All you need to do is report the loss to us by calling our 24-hour call centre or the dedicated customer care number. We will immediately block all transactions on your card and deliver a new card at a nominal charge. Moreover, any fraudulent transactions after report of the loss will be covered by insurance.

Cards for your entire family

The benefits of your HDFC Bank Infinia Credit Card can be utilized by your family members too. You can avail of upto 3 add-on cards for your spouse, parents, siblings, son and/or daughter (over 18 years and not >70 years).

To view the Terms & Conditions, click here.
To view the Description of Charges, click here.